One of the worst mistakes I ever made in my life was paying for home insurance with the wrong company. I have always spent a significant aspect of my life reading and I love to find out about things related to what I am currently doing with search engines. Thus, I had followed through the process of erecting my first building and I regularly read about what should be done next. I subsequently proceed to search for companies that could do it and pick one based on my instincts. During this period I knew little to nothing about search engines.
After about 18 months, my house was finally ready and I knew it was time to get insurance for my house before moving in. As usual, I searched for a list of insurance companies and I randomly picked my choice. During this period, I didn’t know about the reviews website and how important they could be. It was not until a little after 2 years I moved in, the area was flooded. Most of my properties were destroyed and I immediately contacted my insurance company.
To cut the long story short, I was left stranded for days until I had to make other plans to accommodate myself. They claimed the insurance policy I selected only catered to my building and not to my property. Thus, since my property was still intact, they were supposed to only help if the building was destroyed. As it stands, there was nothing for them to do since the state agencies were already trying to control the flooding.
It was at this point I settled down to search what to do when looking for a reputable insurance policy. After reading through different pages, I was able to get some important information that I utilized as I instantly changed the insurance company. To prevent you from making my mistake, I would be mentioning some of the information that helped me to get a reputable insurance company.
The first thing you want to do when you need an insurance company is to read through the reviews website. After reading reviews of some insurance companies, I subsequently decided to look up a few including Lemonade Insurance Company. The few were those that I was satisfied with the reviews of other people that had used their home insurance services and were happy about the companies.
The next thing I did after narrowing my selection to 3 insurance companies was to visit their website and thoroughly read their insurance policies. After reading, I further contacted their customer service department to see how swiftly I was going to get replies and to also clarify what their insurance policies covered and what they did not cover.
After my findings, I settled for one of the insurance companies after I was satisfied with their reviews, what they had to offer and the professionalism of their customer service. Some of the things you would want to confirm when contacting their customer service are if your property is included in the home insurance policy as well as if they would provide alternative accommodation for you should your house become unlivable.