Should I get renters insurance if I rent a condo or home?

Services for Real Estate Pros with Stratum Insurance Agency, LLC

Can you get renters insurance if you rent an apartment, a home, or a condo?

This is a common question.  Even if you are renting a home or condo, you need to buy renters insurance.  It is rare for a landlord to cover your personal belongings, as that would not commonly be covered under a landlord-style insurance policy.


What can be covered under a renters insurance policy?

  •          furniture
  •          computers, cameras, and electronics
  •          clothing
  •          personal liability
  •          personal injury claims, such as libel and slander

Do you have jewelry? Ask about scheduled personal property


Does renters insurance have another name?

It's also often referred to as an H04 policy in many states, but that's usually by people in the insurance industry.


Where do I get a quote for renters insurance?

  1.     Learn more here:
  2.     Call 866-347-8683 (see the hours below)

The Call Center is open: 
Monday – Friday 6:00 AM -7:00 PM Pacific Time
Saturday 6:00 AM – 5:00 PM Pacific Time
Sunday   8:00 AM – 5:00 PM Pacific Time



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David Baker

Small Business and Personal Insurance in 49 States
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