Sheltering-in-Home? All Stocked Up? What You Can Do Next

Mortgage and Lending with NMLS #216987, IL Lic. 031.0006220, WI Licensed. APMC NMLS #175656 IL Lic 031.0006220/WI



Sheltering-in-Home? All Stocked Up?

What You Can Do Next



The current coronavirus scare has many cities, states, and our entire nation declaring a "shelter-in-place" or lockdown of many businesses and services.  We're all having to learn how to navigate the stresses and challenges the virus has presented us.


None of us can escape or overlook our current reality and these challenges ... challenges that include how we spend downtime, should we have any after seeing to our own health, our families, and livelihoods.  

My wife, gramma to our 3 very active grandkids, has been scouring the internet trying to help to find activities, learning tools, and fun ideas to help our sons and their wives keep the grandkids busy, learning, and from going stir-crazy.  Thankfully, there have been many such options available that fill-the-bill well.

Adults must do much the same ...  

We each must find those things that will engage us, keep our minds and bodies active and healthy, and assist in downgrading the stresses that we're presently feeling.  We must try to find any positives that, although hiding, may exist for us.  Admittedly, some days, that can be exhausting.

And while I fully-acknowledge that right now there are many "unknowns" and challenges that exist, I believe that we will eventually find ourselves on the backside of the current challenges faced.  

So to that end, how can we proactively plan and prepare ourselves for the future?  What can we each do to:  

  • Safeguard and maintain what we have?
  • Make the future more positive for ourselves?  
  • Put any downtime we have to work for ourselves in order to improve our lives?  
  • Simply enjoy any downtime we might have?

To help out in that regard, I've scoured my own posts and also found many beneficial online resources ...  

Many great articles about the benefits of "de-cluttering" are easily found.  Decluttering certainly addresses both physical and mental tests currently faced.  Whether it's home, office, or mind ... each can be straightened up and tidied.

Our finances and credit can also be "decluttered".  And doing so at this time is a very constructive thing to do.  They're actions that will pay big dividends down the road.  

If you do nothing else in this regard, I recommend that you take the time to check your credit/credit report at:  

And should you find issues there, please don't hesitate to contact me or your own local lender for advice.


If prior to the coronavirus challenge, your hope and plan were to buy a home, try to remain positive and focused on that and your other financial goals.  

Now is the perfect time to prepare and educate yourself thoroughly regarding the mortgage process (whether sooner or later).  

Now again, I recognize that this is exactly where those "unknowns" mentioned above can rear their ugly head.  But the information and knowledge gained through educational exercises can reap benefits for you whether you buy soon or sometime down the road.  

Any preparations you make during this time will help you budget and save for your financial and homebuying goals.  They will also help you face any financial burdens faced along the way much more quickly, confidently, and successfully too.

While my Chicagoland Mortgage Blog contains hundreds of articles, the following posts specifically address how you can familiarize and educate yourself regarding the mortgage process and home buying.  Each will also assist you in navigating it more easily and successfully:  


For those considering the purchase of a new construction home or the building of a home of their own ...
There is an unbelievable wealth of information and new construction "eye candy" available via the internet.  Pinterest can be a valuable resource for all steps of construction.  From pre-planning and the choice of building location and house plan to finishing touches, the information can be found there.  
And for those that are already homeowners and not looking to buy again, there are myriads of ideas, tips, "how-to" videos, remodeling, organization, home maintenance, home decor, and much more to be found via Pinterest.  It's a virtual library of interests, information, and assistance.
If you're looking for a place to inspire and educate yourself ... have fun ... or to dream ... please take the opportunity to visit my Pinterest Boards.  Whether it's new construction, organization, gardening, mortgage, first-time homebuyer, recipes, curb appeal, moving, home decor, or more ... you can find valuable information and thousands of pretty awesome ideas and tips there.
Hopefully, I've been able to provide some outlets, info, and links to help you during this challenging time ... and to pass some time in an enjoyable way, as well.  I wish you good health ... physically, mentally, spiritually, and fiscally as we move forward.  
And please remember, if I can be of assistance in any way or answer any questions you have, please do not hesitate to contact me.    

Stay healthy ... stay safe ...
* Are you dreaming of buying or refinancing a home or Investment Property in New Lenox - Will County - Chicago - Chicagoland - IL/WI?

Contact me today! I'll put my 40 years of mortgage experience and expertise to work on your behalf.
I'm easily found at:

Gene Mundt
Mortgage Originator - NMLS #216987 - IL Lic. 031.0006220 - WI License #216987
American Portfolio Mortgage Corp. 
NMLS #175656
Direct: 815.524.2280
Cell: 708.921.6331
eFax: 815.524.2281




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Gene Mundt

 Mortgage Originator  -  NMLS #216987    

                                 IL Lic. #031.0006220  -  WI License #216987                                                                                                    

NMLS #175656


Gene Mundt, Mortgage Originator,  40+ years of #mortgage experience, will offer you exemplary mortgage service and advice when seeking:  #Conventional, #FHA, #VA, #Jumbo, #USDA, and Portfolio Loans in #Chicago and the greater Chicagoland region, including:  The #Lincoln-Way Area, #Will County, (#New Lenox, #Frankfort, #Mokena, #Manhattan, #Joliet, #Shorewood, #Crest Hill, #Plainfield, #Bolingbrook, #Romeoville, #Naperville, #Wilmington, #Peotone, etc.), #DuPage County, the City of Chicago, #Cook County, and elsewhere within IL and Wisconsin. 


Your Referrals & Testimonials are Always Greatly Appreciated! 




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Patricia Feager, MBA, CRS, GRI,MRP
Selling Homes Changing Lives

Gene Mundt, IL/WI Mortgage Originator - FHA/VA/Conv/Jumbo/Portfolio/Refi 

We are all learning and the more we know the more we should share. Thank you, for this informative and very educational post. 

Peace & Safety!

Mar 23, 2020 10:14 AM #1
Jeff Masich-Scottsdale AZ Associate Broker,MBA,GRI
HomeSmart Real Estate - Scottsdale, AZ
Arizona Homes and Land Group/ Buy or Sell

Nice post Gene Mundt, IL/WI Mortgage Originator - FHA/VA/Conv/Jumbo/Portfolio/Refi.  Another idea while hunkering down is to Recycle Into Art in your home. Jeff 

Mar 23, 2020 10:43 AM #2
Jeremy K. Frost
Keller Williams Realty - Dripping Springs, TX
Associate Broker, ABR, CNE, CRS, ePro, PSA, SRS

Thank you for keeping us posted and up to date. Best of luck!

Mar 23, 2020 11:11 AM #3
Grant Schneider
Performance Development Strategies - Armonk, NY
Your Coach Helping You Create Successful Outcomes

Good afternoon Gene Mundt, IL/WI Mortgage Originator - FHA/VA/Conv/Jumbo/Portfolio/Refi - lifelong learning goes hand in hand with managing change.  It you have been putting it off now is the time.

Mar 23, 2020 11:26 AM #4
Nina Hollander
Coldwell Banker Realty - Charlotte, NC
Your Charlotte/Ballantyne/Waxhaw/Fort Mill Realtor

As always, Gene, a post jam-packed with great information and ideas!

Mar 23, 2020 02:31 PM #5
George Souto
George Souto NMLS #65149 FHA, CHFA, VA Mortgages - Middletown, CT
Your Connecticut Mortgage Expert

Gene as I commented on another blog, it will be interesting to see what will be written about all this a couple of years from now.

Mar 23, 2020 02:33 PM #6
Kathy Streib
Room Service Home Staging - Delray Beach, FL
Home Stager - Palm Beach County,FL -561-914-6224

Lots of useful information, Gene!!! It's so important to help our school-aged children maintain some kind of structure. It's not summer recess...yet1!!

Mar 23, 2020 06:00 PM #7
Endre Barath, Jr.
Berkshire Hathaway HomeServices - Beverly Hills, CA
Realtor - Los Angeles Home Sales 310.486.1002

Gene I have been working from home for the past 10 years, Diane has started about seven days ago, she is learning how easy it is to do other things and not miss a beat:) I did citrus farming, making lemonade, fresh squeezed orange juice do shopping... now she is realizing she can do laundry, clean the house when the cleaning ladies are stranded.. and the list goes on and on, Endre

Mar 23, 2020 11:00 PM #8
Roy Kelley
Realty Group Referrals - Gaithersburg, MD

Dolores and I are staying at home and are in the social distancing mode.

All non-essential businesses in Maryland are now closed.

Mar 24, 2020 08:17 AM #9
Debb Janes EcoBroker and Bernie Stea JD
ViewHomes of Clark County - Nature As Neighbors - Camas, WA
REALTORS® in Clark County, WA

Hi Gene, we can always find opportunity and productivity. We are spending time doing many of the things you suggest. And, what's wrong with just smelling the flowers more too? We're doing some of that, and focusing on gratitude. 

Mar 24, 2020 08:17 AM #10
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Gene Mundt, IL/WI Mortgage Originator - FHA/VA/Conv/Jumbo/Portfolio/Refi

708.921.6331 - 40+ yrs experience
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