Sheltering-in-Home? All Stocked Up?
What You Can Do Next
The current coronavirus scare has many cities, states, and our entire nation declaring a "shelter-in-place" or lockdown of many businesses and services. We're all having to learn how to navigate the stresses and challenges the virus has presented us.
None of us can escape or overlook our current reality and these challenges ... challenges that include how we spend downtime, should we have any after seeing to our own health, our families, and livelihoods.
My wife, gramma to our 3 very active grandkids, has been scouring the internet trying to help to find activities, learning tools, and fun ideas to help our sons and their wives keep the grandkids busy, learning, and from going stir-crazy. Thankfully, there have been many such options available that fill-the-bill well.
Adults must do much the same ...
We each must find those things that will engage us, keep our minds and bodies active and healthy, and assist in downgrading the stresses that we're presently feeling. We must try to find any positives that, although hiding, may exist for us. Admittedly, some days, that can be exhausting.
And while I fully-acknowledge that right now there are many "unknowns" and challenges that exist, I believe that we will eventually find ourselves on the backside of the current challenges faced.
So to that end, how can we proactively plan and prepare ourselves for the future? What can we each do to:
- Safeguard and maintain what we have?
- Make the future more positive for ourselves?
- Put any downtime we have to work for ourselves in order to improve our lives?
- Simply enjoy any downtime we might have?
To help out in that regard, I've scoured my own posts and also found many beneficial online resources ...
Many great articles about the benefits of "de-cluttering" are easily found. Decluttering certainly addresses both physical and mental tests currently faced. Whether it's home, office, or mind ... each can be straightened up and tidied.
Our finances and credit can also be "decluttered". And doing so at this time is a very constructive thing to do. They're actions that will pay big dividends down the road.
If you do nothing else in this regard, I recommend that you take the time to check your credit/credit report at:
And should you find issues there, please don't hesitate to contact me or your own local lender for advice.
If prior to the coronavirus challenge, your hope and plan were to buy a home, try to remain positive and focused on that and your other financial goals.
Now is the perfect time to prepare and educate yourself thoroughly regarding the mortgage process (whether sooner or later).
Now again, I recognize that this is exactly where those "unknowns" mentioned above can rear their ugly head. But the information and knowledge gained through educational exercises can reap benefits for you whether you buy soon or sometime down the road.
Any preparations you make during this time will help you budget and save for your financial and homebuying goals. They will also help you face any financial burdens faced along the way much more quickly, confidently, and successfully too.
While my Chicagoland Mortgage Blog contains hundreds of articles, the following posts specifically address how you can familiarize and educate yourself regarding the mortgage process and home buying. Each will also assist you in navigating it more easily and successfully:
- Applying for Mortgage? What You Don't Know CAN Hurt You
- Busting Credit Scoring Myths
- A Mortgage Message So Important, it Bears Repeating
- Creating a Paper Trail to Document Funds for Your Mortgage Closing
- Be Ready With Your Mortgage Pre-Approval
- If You Want an Advantage When It's Time to Buy
- Heard Private Mortgage Insurance is Scary? Not If You Know the Facts
Stay healthy ... stay safe ...
Contact me today! I'll put my 40 years of mortgage experience and expertise to work on your behalf.
I'm easily found at: