What homeowners insurance discounts are available?

Services for Real Estate Pros with Stratum Insurance Agency, LLC

There are several discounts available with a homeowners insurance quote


The Bundle
Save up to 15 percent when you combine your homeowners and auto policies as part of a package.  When you call 866-347-8683 for a quote, you can quote your home and auto insurance together,

Multiple Policy Discount

Save even more with a multiple policy discount when you also add coverage for your motorcycle, RV, boat, landlord property, or umbrella policy.

Homes Less Than 10 Years Old

Qualify for a newer home discount when your house is less than 10 years old.


Plan Ahead

Ask the representative if an advanced purchase discount is available.


Choose a Higher Deductible
It's becoming more common to see people choose higher deductible such as $1000, $2500, or even $5000. A higher deductible will lower how much you pay for your home insurance premium by shifting part of the loss payment to you. For example, if you have a $500 deductible, you’ll need to pay the first $500 of a loss out of your own pocket. A higher deductible will lower your home insurance bill, but will also increase how much you’ll end up paying yourself if you file a claim.



The Fastest Way to Get a Quote is to Call



The Call Center is open: 
Monday – Friday 6:00 AM -7:00 PM Pacific Time
Saturday 6:00 AM – 5:00 PM Pacific Time
Sunday   8:00 AM – 5:00 PM Pacific Time


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David Baker

Small Business and Personal Insurance in 49 States
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