My First blog

Real Estate Agent with RE/MAX Results

Hi Everyone,

It is early in the morning (and I am not a morning person) and what am thinking about?  Real Estate!  I love my job.  I love helping people find the right home for them.  Especially first time homebuyers.  And the first timers are coming back, and getting off the fence!  With the first timers back then everyone can move up. This improves the market for everyone.

  First timers can find pretty much whatever they want.  Do you want a fixer upper?  Look for bank owned properties, stay away from Short Sales  (don't get me started on Short sales) Do you want a home that is move-in ready?  Home owners are fixing up, and cleaning up to make sure theirs is the best on the block and they are offering closing help and Home Warranties.  The choices are amazing.

The first time home buyer programs in the state of Maryland and the counties surrounding Frederick County are great.  The CDA Program is still there with 100% financing and you can have up to 3% closing help from the seller , plus you can add stqate, county and local city grants and no interest loans to help with down payment.  Then too FHA is back and with that you can get up to 6% closing help from the seller in conjunction with a Downpayment assistance program you can still get in to a home with very little cash out of pocket.  You can also use that program in conjunction with state, county, and local city grant programs.  If you have money to put dowm then there are also conventional programs.  With interest rates creeping back up and prices still dowm and starting to level off NOW is the time to buy. 

Wow, I could go on and on.  Maybe way too much coffee. 

As my first blog I want to keep it short.  Will have to be back with more later.





Posted by

Peggy Magnanelli

RE/MAX Results


Specializing in Residential Real Estate in Frederick, Montgomery, and Washington Counties in Maryland

first time homebuyers, relocations, and Foreclosures

Mike Jaquish
Realty Arts - Cary, NC
919-880-2769 Cary, NC, Real Estate


Welcome to AR and blogging!  Have fun with it!

Jun 12, 2008 11:30 PM
Kay D. Riddle
New Solutions Realty - New Market, MD

Good Job Peggy,

I'm learning my way around the AR site. Came across you.  I should have known to look for you.

Hope all is well.






Nov 18, 2008 05:39 AM