“If Credit Scores are an Issue, Call Me”

Mortgage and Lending with Mortgage Consultant, Right Trac Financial Group, Inc. NMLS # 2709 NMLS # 6869

“If Credit Scores are an Issue, Call Me”



Mr. Petrowsky,

Your name was given to me by XXXXXXX Bank. They said they felt bad for us, as we were all approved and just waiting for our closing which was supposed to be next week. They called us indicating they can no long close our mortgage as our credit scores are lower than their minimum requirements at this point. We were floored and very upset to say the least.

Our mid credit scores are 612 and 599, can you work with these scores?




I have always wondered who decides this stuff? Do they really think of the effect these decisions have on so many lives?


If the goal these days is to improve our current economy, then how will increasing minimum credit scores and increasing down payment requirements help improve the housing and mortgage market?


Yes, Ginny we can do your mortgage!


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Joe Petrowsky, NMLS #6869

Right Trac Financial Group, Inc. NMLS #2709

110 Main St.

Manchester, Ct. 06042

Office: 860 647-7701 x116

Fax: 860 647-8940

Cell: 860 836-9294

Email: joe@righttracfg.com



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Joe Petrowsky does not guarantee nor is in any way responsible for the accuracy of the information provided herein, and provides said information without warranties of any kind, either expressed or implied.

Equal Housing Statement: We are pledged to the letter and spirit of U.S. policy for the achievement of equal housing opportunity throughout the Nation. We encourage and support an affirmative advertising and marketing program in which there are no barriers to obtaining housing becuase of race, color, religion, sex, handicap, familial status, or national origin.


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Joe Petrowsky

Your Mortgage Consultant for Life
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