Located in northern California, Berkeley is east of San Francisco (across the bay) and just north of Oakland, California. For over 15 years my team and I have been providing low rates, fast closings and exceptional service to homeowners in Berkeley and throughout California. Refinance or purchase, owner occupied or rental, excellent credit or bad credit - we have options to help you secure a low rate mortgage.
Owning A Home In Berkeley, California:
Berkeley, California is home to one the best universities in the world; University of California, Berkeley (Cal Berkeley). The city is not only home to Cal Berkeley but also a local unlike anywhere in California. Homes in the area range from $300,000 for a small one bedroom condo to $3,000,000+.
Locals have access to neighborhood banks as well as online mortgage brokers to help meet their mortgage needs.
Down Payment Options:
If you are buying a home in Berkeley you have many options to consider (when it comes to mortgage loan programs). Some mortgage loans do not require a down payment (VA Loans), and others only require a 3% down payment. This is when you are buying a primary home.
If you are looking to purchase a rental property then expect to put down at least 25%.
The Great Neighborhoods of Berkeley:
Four of the top neighborhoods in Berkeley include;
- North Berkeley
- Downtown Berkeley
- Fourth Street
The diverse culture and the unique opportunities Berkeley offers are just some of the main reasons why people move to this city. The cost of living is a bit high but it's certainly not the most expensive area in California. Over 100,000 people call Berkeley home and thousands more commute to the city.
No-Cost/No-Obligation Mortgage Quote:
If you are in the process of buying a home in Berkeley or if you are thinking of refinancing a current mortgage on a property you own in the are please be sure to contact me directly for a no-cost/no-obligation quote. With a streamlined mortgage process we may be able to close your loan in less than three weeks.
We offer 30 year, 25 year, 20 year, 15 year and 10 year fixed rate mortgages for both purchase and refinance transactions. In addition to our fixed rate mortgage products we also offer low rate adjustable rate mortgages ( 5/1, 7/1 and 10/1 ARMS).
You can either visit us online and request a quote through our website or you can call me directly at 1-800-550-5538.