I have some clients I have been working with that cannot bring themselves to offer full price on a home. In normal times, remember those? Me neither...In normal times I am the first to tell clients I am allergic to full price offers. But these are not normal times.
An agent in my office just had a new listing generate 26 offers, many over list price. Now, 26 is more than most, but 4-6 offers on a home is becoming common place. When this happens, low offers will just not make the cut.
So, the short answer to the question, Can I offer less? Is a resounding YES, but you probably will not get the home. Until the balance between homes on the market and buyers looking for homes even out we will be making offers closer to if not over list.