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E-Notarizations and who's doing them?

By
Services for Real Estate Pros with Cheryl Lee Handavaka Mobile Notary Public

I've gotten a couple calls for e-notarizations, and although I am not equipped at doing them right now, would love to refer them out.  Like I've said, I have only gotten a couple calls out of the many I get for anything else, but I certainly do not like to say "no" without the ability to refer them to someone in the Riverside County area. 

Ronald Gillis
Southwest Florida Notaries (Mortgage Notary Signing Agent) - Port Charlotte, FL
CNSA Southwest Florida. Notaries, Port Charlotte, 941-7-NOTARY

I was an eNotary, but it just lapsed.  I received calls about it, but only from people out of state wanting to get things notarized by computer - but since they must appear before me in person, I never received any assignments.  I believe this will be a terrific thing in the future, but it is still too new and not widely accepted.  You may also want to post this in the eNotarizations Group.

Signature 

Jun 27, 2008 01:27 PM
Cheryl Lee Handavaka
Cheryl Lee Handavaka Mobile Notary Public - Riverside, CA
951-514-9205 - Riverside Notary Loan Signing Services

I was an eNotary, but it just lapsed.  I received calls about it, but only from people out of state wanting to get things notarized by computer - but since they must appear before me in person, I never received any assignments.  I believe this will be a terrific thing in the future, but it is still too new and not widely accepted.  You may also want to post this in the eNotarizations Group.

 

EXCELLENT IDEA...and I will certainly do that.  I've heard that enotarizations will be the "thing" of the future, but have heard that for a very long time, and even have read comments that it has been discussed and considered for years!  There was an interesting article about it in the NNA newsletter this month as well.

But I've still been asked about them, and if I do them, during my interviews from some companies. 

 

Thanks again, for the reply

 

Cheryl Lee Anderson

Jun 27, 2008 01:48 PM
Denise OnullDell
Santa Clarita Mobile Notary - Santa Clarita, CA
Mobile Notary Public/Real Estate Agent

Cheryl - I also have been getting a few calls lately asking if I do them.  They say all you need is a laptop and wireless capability.  The recordable docs need to be printed and wet signed, but everything else would be done on the laptop. 

Like you, I don't like turning them down and do believe they will become popular in the near future.  One of the few signing companies I work with said they will need for notaries to do them and will be offering training sometime in the near future.  We'll see...  I have the laptop and ready to go wireless at a moment's notice.

Jun 27, 2008 06:28 PM
Cheryl Lee Handavaka
Cheryl Lee Handavaka Mobile Notary Public - Riverside, CA
951-514-9205 - Riverside Notary Loan Signing Services

Denise and Ronald-

Thank you very much for your responses.  I will definitely prepare myself once the market for this is more prevalent, but right now I am not wireless, but will have to take that into consideration.  Do you suppose that the act of enotarization would take place of maintaining the journal?  Because if you are getting thumbprints for the enotarizations, but still maintain a journal for the normal type notarizations, would that be considered maintaining notarial JOURNALS...which you are only allowed to maintain one at a time.  Another concern is if the SOS requests a copy of a line item in the journal, but the notarization was electronic, how would that work?  Perhaps I am thinking too deep or am completely off base, or just don't quite understand how it all works.  But if training is available, I suppose I should delve in and get to know what this is truly about. 

 

Thanks again!

Cheryl Lee Anderson

Jun 28, 2008 03:10 AM
Ronald Gillis
Southwest Florida Notaries (Mortgage Notary Signing Agent) - Port Charlotte, FL
CNSA Southwest Florida. Notaries, Port Charlotte, 941-7-NOTARY

The ENJOA Electronic Notarial Journal has a place for the fingerprint & ID information & picture.  You would use it for all notarizations, but there is a provision that if it is not working, you do in fact refer to the paper version.  You can ask NNA for exactly how that is set up.

Signature 

Jul 05, 2008 06:23 PM
Cheryl Lee Handavaka
Cheryl Lee Handavaka Mobile Notary Public - Riverside, CA
951-514-9205 - Riverside Notary Loan Signing Services

Thank You, Ronald, for you reply.  I am sorry I didn't reply sooner..I forgot to mark the notify new comments!

I will look into that!

Jul 22, 2008 01:50 PM
Denise OnullDell
Santa Clarita Mobile Notary - Santa Clarita, CA
Mobile Notary Public/Real Estate Agent

Cheryl -  I just did my first e-signing and it was a piece of cake!  I just printed the recordable docs which consisted of approximately 60 pages prior to the signing.  The borrowers had their copy so I didn't even have to print a second set.  The rest of the docs (NORTC, TIL, etc.) were done electronically at the borrowers' home on their laptop.  I didn't even need to bring my own.  Once we got logged in, it was so easy.  I look forward to doing more of these.  I still used my hard cover Notary Journal and did all that the same way.  I just did the e-docs electronically.

Jul 29, 2008 03:23 AM
Cheryl Lee Handavaka
Cheryl Lee Handavaka Mobile Notary Public - Riverside, CA
951-514-9205 - Riverside Notary Loan Signing Services

Denise, I will have to get myself educated on this.  Thank you!

Jul 29, 2008 07:35 PM
Ronald Gillis
Southwest Florida Notaries (Mortgage Notary Signing Agent) - Port Charlotte, FL
CNSA Southwest Florida. Notaries, Port Charlotte, 941-7-NOTARY

Denise, I call this a split or partial-eNotary signing.  That is not a true eAssignment, but I did one as well.  I hope it catches on more, it was easy and quicker.  I love it - so much less paper being wasted!  Now if only those companies would become more relaxed and do the ENTIRE loan package electronically, that would be awesome.  It has been done in several states now, others need to get into the 21st century!

Signature

Aug 09, 2008 12:01 AM
Denise OnullDell
Santa Clarita Mobile Notary - Santa Clarita, CA
Mobile Notary Public/Real Estate Agent

I agree with you Ron... the "partial-eNotary signing" as you refer to it is much easier and quicker.  I did one the other day and the borrowers actually did most of the work on their laptop.  We went through it together and it was very easy!  You log in to a website and click this, click that and you're done. 

I too hope more companies use this technology in the near future.  However, I don't think the entire loan package could be done electronically at this point in time.  The TD and other recordable docs will still require wet signatures.

Aug 09, 2008 06:13 PM
Paul Williamson
PAW Financial & Notary Services - Inverness, FL

IMO, eSignings have a very long way to go in some areas.  Here, there are two major issues: (1) wireless connections are sparse in remote, rural areas; and (2) the average age of the populous in this county is 55.  Recently I did an online deposition with a couple of senior citizens.  We used the attorney's laptop, and even with a 15.4" screen, the deponents had a difficult time reading the documents.

Some lenders and title companies have been trying it out with mixed success, and I can see why.  Personally, I do not see eSignings booming in my neck of the woods and therefore won't be buying the equipment needed for this technology any time soon.

Aug 13, 2008 01:18 AM
Anonymous
Lisa Scanlon

Hello,

I have my electronic notary seal, laptop and ENJOA system. I have performed two electronic motorization's so far. And only half the package was performed electronically. We still had to sign the docs to be recorded because the county does not have the capability yet to accept these. I service Manatee and Sarasota counties  in Florida.

 

Lisa Scanlon, Scanlon Signing Services, 941-447-7130

 

Aug 16, 2008 05:15 AM
#12
Joan Farley
Farley's Legal Support Services - Bowie, MD
Mobile Notary and Process Server

I am a member of NNA's enotarization but have not gone any steps beyond that. It has not taken off in Maryland yet but it's coming. I don't want to spend hundreds of dollars setting up for e notarizations and then only get a few signings. I want to at least make my investment back. With the banks crashing all around us...will e notarizations be the "move" of the future?

Sep 28, 2008 03:17 PM
Anonymous
Angela Anderson

NNA's new enotary training and ENS will be out October 21, 2008.  I plan to sign up.

 

Oct 17, 2008 04:38 AM
#14
Joan Farley
Farley's Legal Support Services - Bowie, MD
Mobile Notary and Process Server

I Love the idea of enotarizaions. I want to incorporate it in my scheme of things. I love the direction that technology is headed. However, I agree enotarizations is too new to speculate on at this time.

Feb 07, 2009 07:03 PM
Jacqueline Dyson
Dyson's Mobile Notary Service - Sacramento, CA

I love enotarizations and hope to get more work in this area.

Feb 08, 2009 03:35 PM
Letty Marquez
MVP Notary and Tax Services - Temecula, CA

I am too received calls regarding e-notarization. A very good notary once told me to wait till they become more popular. I think docpros in Murrieta, CA offer training on this.

Mar 07, 2009 12:46 PM