What are the Pros and Cons of living in a Neighborhood with an HOA?

Real Estate Agent with Charles Rutenberg Realty Inc. 516-575-7500 NRDS ID#641625055
Original content by Joan Cox DRE# ER40011786



Some Buyers do not care whether they are in an HOA governed community or not, and others specifically ask for one or the other.     In Denver, if a home was built after the mid-90's, it most likely is in an HOA governed community.   (With the exception of homes that have been scraped and re-built)


So what's the difference?


In an older neighborhood without an HOA, you can have trailers, campers and utility trailers parked in the driveway or on the side yard.    

WITH an HOA, this is not allowed.    Some will allow you to put some in the back yard behind the fence, but they cannot be seen over the top of the fence.






In an older neighborhood without an HOA, you can paint your home whatever color you choose.  

WITH an HOA, there are usually colors selected for the community, and you have a choice of certain colors.







In an older neighborhood without an HOA, you can have chickens (if the municipality allows this) and a maximum of four, but no roosters.  

Most HOAs state there are no chickens allowed.






In an older neighborhood without an HOA, you can park your panel truck with your company name out front or in the driveway.    

WITH an HOA, many times this is not allowed, and quite a problem in some cases.



In an older neighborhood without an HOA, you can add onto your home, add a covered patio, or add a shed without approval.   (There will be City approval needed.)    

WITH an HOA, all these additions will need to be sent through the architectural committee of the HOA before it will be approved.



In an older neighborhood without an HOA, you pay for your own trash, and usually there are no community amenities.  

WITH an HOA, the trash and recycling is included in the fees, and sometimes there is a community pool and tennis courts.


With patio homes and attached properties, there is usually an HOA, and amounts vary with the size of the community and amenities included.


Most HOAs are to help maintain the beauty of a neighborhood, therefore keeping the home values preserved.    I remember years ago trying to sell a home where their neighbor had painted their home FUCHSIA, and absolutely would not repaint.   My seller even offered to pay for the whole home to be repainted, and he said if he touched his home, he would call the police.   Sadly, the home never sold.    There are those HOAs that act like a separate police department, and pick on everything/everyone throughout the community.


It is wise to read ALL the rules and regulations to be sure you can live with the HOA, as they do all differ.    






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Posted by

Jill Sackler


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Jill Sackler, NYS Real Estate Broker Associate based on Long Island's South Shore

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Comments (5)

Carol Culkin
Diamond Partners Inc - Overland Park, KS
Overland Park Residential Real Estate

I'm living in my first HOA neighborhood, and on my 6th home. I appreciate the ameties, and the regulations that keep property values up.  

Sep 06, 2020 08:32 PM
Richard Weeks
Dallas, TX
REALTOR®, Broker

Great information, thanks for sharing.  I hope you have a great day.

Sep 07, 2020 03:00 AM
Joan Cox
House to Home, Inc. - Denver Real Estate - 720-231-6373 - Denver, CO
Denver Real Estate - Selling One Home at a Time

Jill, thank you so much for the reblog, and hope potential buyers read the rules and regs to ensure they can live with these rules! 

Sep 07, 2020 06:48 AM
Jeffrey DiMuria 321.223.6253 Waves Realty
Waves Realty - Melbourne, FL
Florida Space Coast Homes

Hey Jill, Joan is one of my favorite bloggers on AR. This is a great article to repost.

Sep 07, 2020 07:33 AM
Debb Janes
Nature As Neighbors - Camas, WA
Put My Love of Nature At Work for You

Hi Jill, always good to see you. Thanks for popping by our YouTube post today. Hope you're doing great. D 

Oct 08, 2020 10:33 AM