Retirement Planning Webinar , Creating Certainty from Uncertainty

Mortgage and Lending with Island Lending Hawaii, LLC | Equal Housing Lender | NMLS 312250 NMLS# 312260 / 1460208


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During this session, we will discuss the fundamental differences between accumulating assets based on the rate of return and distributing assets to produce cash flow in retirement. All too often, the planning we come across treats the two phases of the timeline the same - as if it is one continuous flat horizon that is just noted by a mile marker along the way when we retire. In fact, it is not a straight, flat road, it is a mountain that we have to climb and descend.

Christopher Chow & Theo Stiller are Registered Representatives and Financial Advisors of Park Avenue Securities LLC (PAS). OSJ: 677 Ala Moana Blvd., Suite 720, Honolulu, HI 96813 808.695.2100. Securities products and advisory services offered through PAS, member FINRA, SIPC. Financial Representative of The Guardian Life Insurance Company of America® (Guardian), New York, NY. PAS is a wholly-owned subsidiary of Guardian. WestPac Wealth Partners, LLC is not an affiliate or subsidiary of PAS or Guardian. Insurance products offered through WestPac Wealth Partners and Insurance Services, LLC, a DBA of WestPac Wealth Partners, LLC. | Chow CA Insurance License # 0I99716 | Stiller CA Insurance License #0I57718 | 2020-102808 Exp. 06/12/20 | Guardian, its subsidiaries, agents, and employees do not provide tax, legal, or accounting advice. Consult your tax, legal, or accounting professional regarding your individual situation.



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George Thoma     | NMLS 312260

Branch Manager  | Island Lending Hawaii LLC . | NMLS 1460208 

Phone: 808.357.9791 | Fax:  808.441.5341

Email: gthoma@ilhillc.comMy Website 


33 N. Market Street, Wailuku, Hi 96793

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