What’s My Cardiff-by-the-Sea Home Worth? Market Report September 2020

Real Estate Agent with eXp Realty of California, Inc. CA DRE #01490977

What’s the Value of My Cardiff-by-the-Sea Home?

Cardiff Home Sales for September 2020


Cardiff Kook statue in Cardiff by the SeaIt’s important for buyers and sellers in the Cardiff real estate market to have accurate and current information about local market conditions in order to make informed decisions about Cardiff homes for sale.


Local market conditions will impact buying and selling in terms of inventory, pricing, competition, and time on market, and you should understand how these conditions can affect your buying and selling decisions. The pandemic is causing some market shifts as well!


Read More About Cardiff-by-the-Sea:

Cardiff by the Sea – Quintessential Beach Community 

Like to Walk? Live in the Walking District in Cardiff CA

Want to Live in a Musical Community? Try the Composer District in Cardiff, CA


Here’s a summary of the Cardiff real estate market for September 2020 based on data provided by the MLS (private sales are not included; data are believed to be accurate as of this writing but are not guaranteed). There were 20 total sales in September, up by 4 from August (25%).


Single Family Homes Sold

16 (up 7 from last month); Average Sales Price was $1,764,406 (down 1%); Average sale price was 90% of the original asking price


Condos, Townhomes & Duplexes Sold

4 (down 43%); Average Sales Price was $865,250 (down 40%); Average sale price was 103% of original asking price (2 sold at asking, and 2 sold at 5% over list price)


The overall volume of sales in Cardiff shifted up from last month, with 7 more single family homes selling but almost half the number of condos, townhomes and duplexes sold. The average sales price dropped slightly for single family homes, and was significantly lower for condos, townhomes and duplexes no doubt due to the sale last month of 6 properties selling for over $1.3M which raised the average substantially.


At the end of September 2020 there were 2 homes in the Cardiff housing market with a Contingent status (now called “Active Under Contract in our MLS), compared to 0 last month. Sometimes these listings are short sale and REO homes with accepted offers being reviewed by the lenders, most often when they occur these days they are first right of refusals, as these 2 homes were.


Cardiff home


At the end of September there were 33 Cardiff homes for sale, 6 fewer than last month. These listings range in price from $737,000 to $6,950,000. There are 1.4 months of inventory for condos, townhomes and duplexes (down from 1.9 months last month), and only 2 months for single family homes (down from 3.1 months last month), based on the rate of sales over the last 3 months.


The Cardiff market strongly favors sellers and became more competitive in September.


23 Cardiff listings came on the market in September, compared to 20 in August. 24 homes went pending in September (not counting the homes that sold), compared to 13 in August, so it was a very busy month for both sellers and buyers.


Data are based on information provided by the MLS. If you would like more details about the Cardiff real estate market, as well as for specific areas including the Walking District and the Composer District, I am happy to provide detailed reports on these neighborhoods for you, and to assist you with the sale or purchase of a home in Cardiff by the Sea.


Due to the relatively small volume of sales one should not draw firm conclusions about pricing and other trends in Cardiff by the Sea, especially given the pandemic and the market shifts Cardiff has been experiencing.


Keep in mind that average prices are significantly affected by the sale of higher and/or lower priced homes each month, especially when sales volume is low.


I invite you to reach out to me at (760) 840-1360 so we can discuss your specific housing needs, lifestyle, and budget, answer all of your questions, and then create a strategy to help you buy and/or sell your Cardiff by the Sea home.





What’s My Cardiff-by-the-Sea Home Worth? Market Report for August 2020

Posted by

Jeff Dowler, CRS
Certified Residential Specialist / Realtor®

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Comments (9)

Beth Atalay
Cam Realty and Property Management - Clermont, FL
Cam Realty of Clermont FL

Hi Jeff Dowler, CRS, low inventory of homes continue to be a challenge in so many areas, Cardiff by the Sea is no exception. Whether buying or selling a home in the area, you are the REALTOR® to call. 

Oct 06, 2020 12:19 PM
Ron and Alexandra Seigel
Napa Consultants - Carpinteria, CA
Luxury Real Estate Branding, Marketing & Strategy


Like many places low inventory persists like crazy.  There is no doubt that have the expertise for Cardiff by the Sea.  A

Oct 06, 2020 01:22 PM
Rocky Dickerson
Realty One Group - Las Vegas, NV
Superior Service!

Jeff Dowler, CRS  love to see pictures of the area.  How I miss living in the North County. I can smell the ocean breeze now.

Oct 06, 2020 01:47 PM
Myrl Jeffcoat
Sacramento, CA
Greater Sacramento Realtor - Retired

Cardiff-by-the-Sea home buyers and sellers are sure to value your real estate market report, Jeff!

Oct 06, 2020 07:05 PM
Paul S. Henderson, REALTOR®, CRS
Fathom Realty Washington LLC - Tacoma, WA
South Puget Sound Washington Agent/Broker!

I have always enjoyed reading your market updates. They are classics in design and information Jeff Dowler, CRS 

Oct 06, 2020 08:28 PM
Endre Barath, Jr.
Berkshire Hathaway HomeServices - Beverly Hills, CA
Realtor - Los Angeles Home Sales 310.486.1002

Jeff if I lived in Cardiff clearly you would be the go to person to find out what my home is worth, Endre

Oct 06, 2020 11:18 PM
James Dray
Fathom Realty - Bentonville, AR
Exceptional Agents, Outstanding Results

Morning Jeff.

Looking at some of the prices, those are way beyond my pay grade.  I guess that is why I am, where I am....

Oct 07, 2020 12:49 AM
Nick Vandekar, 610-203-4543
Long & Foster Real Estate Inc 610-225-7400 - Devon, PA
Tredyffrin Easttown Realtor, Philly Main Line

Always think of Wales when I see your posts about Cardiff, and definitely the prices in your Cardiff are well above those in Wales. Market seems healthy, with a steady sale of homes, although prices seem to have dropped a bit. 

Oct 07, 2020 04:28 AM
Grant Schneider
Performance Development Strategies - Armonk, NY
Your Coach Helping You Create Successful Outcomes

Good morning Jeff Dowler, CRS - the pandemic is making it hard to make some sellers decide that this is a good time.

Oct 07, 2020 04:41 AM