Long Island Home Buyers 7 Tips Before You Buy A Home

Real Estate Agent with The Top Team @ Charles Rutenberg Realty 255 Executive Dr, Plainview NY 11803

We know that Home Ownership has many advantages. However, there could be disadvantages if you're not ready. Before going any further with your purchase, you should consider whether your lifestyle and finances make home buying a smart move for you.


Here Are 7 Tips Before Buying A Long Island Home: 


1. Make Sure Your Credit History Is As Clean As Possible ~ Before you start the house search, it would be wise to get copies of your credit report and check to see that the information is correct.


2. Know What You Can Afford Before You Fall In Love With Your Dream   House ~ Using an online calculator can help you get a better handle on how your income, debts, and expenses add up. Our suggestion would be to meet with a Mortgage Specialist and get the actual costs necessary to purchase a home.


3. Think About How Long You Are Going To Live In This House ~ It usually doesn't make sense to buy a home to own for less than three or four years. With the high cost of buying a house, selling it too early may mean you could lose money on the deal, even when the market is rising. 


4. Decide What's Important To You ~ How many bedrooms, baths, den, office, basement that you may need. Before you buy, think about the future resale as regard to neighborhood, schools, transportation and shopping.


5. Be Flexible With What You Want And What You  Really NEED ~ It would be unfortunate to find a house you think is okay and realize later on that you need that extra bedroom space for out of town guests, or an office or a playroom.


6. Don't Expect To Find The Perfect House ~ Mostly everyone makes some compromises, so have an imagination and look beyond paint colors, wallpaper, or other easy and affordable things you can change.


7. Don't Forget About Additional Expenses That Come Along With Owning A Home ~ Think about having extra money for unforeseen repairs, taxes and insurance. It's also wise to hire a home inspector before you buy to make sure there isn't anything major that might be a problem, and what if anything, it may cost to fix. 


Lawrence "Larry" and Sheila Agranoff, Licensed Associate  Broker and Licensed Salesperson can help you find the Long Island house or condo you are looking for, when you are READY to buy.

If you're looking for a true Professional Real Estate Team on Long Island, look no further than calling Lawrence and Sheila at  our Cell: 631-805-4400  and let us help you get started on your way to Long Island home ownership!
Posted by

                                                    Sheila & Larry Agranoff

Your Referrals And Testimonials Are

Very Much Appreciated! 


Join us on Instagram


                                                                Cell: 631-805-4400
                                                             We Welcome Your Call
Lawrence "Larry" & Sheila Agranoff are more than just Real Estate Agents. To attain the designation of REALTORS®, we have proven to be more knowledgeable & experienced, above and beyond the average requirements. Being part of the network referred to as REALTORS®, you can be sure we will cater to your Real Estate needs with superior professional practices.



If your home is listed with another broker, this is not a solicitation of property. This does not suggest broker has property currently available. Reproduction of text/images contained herein without the express written consent of the authors is strictly prohibited.Sale May Be Subject To Term & Conditions of An Offering Plan.Disclaimer: While information is believed to be accurate it's represented subject to errors, omissions, changes or reliance on information & must be verified by prospective consumer. The authors disclaim liability for any damages/losses, direct or indirect resulting from anything contained herein or the accuracy of comments or opinions of visitors.​©2008-2021

Lawrence & Sheila Agranoff
Cell: 631-805-4400
Call or Text

Email Us:

Lawrence “Larry & Sheila Agranoff Are Premier Licensed REALTORS® On Long Island, Experienced In Luxury Properties, 55+Specialists, Residential Home Sales, 1st Time Home Buyer Specialists, Corporate Relocation Expertise, New Construction, Condo/townhouse/co-op Sales, Local, National, International Marketing, And We Know All The Gated Communities On Long Island. We Are 100% Committed To Your Long Island Move!



Comments (19)

Barbara Todaro
RE/MAX Executive Realty - Retired - Franklin, MA
Previously Affiliated with The Todaro Team

Lawrence "Larry" & Sheila Agranoff. Cell: 631-805-4400 (sheila)... I'm glad you started your list with "good credit"..... underwriters are more strict than ever before.... good credit history is a must.

Oct 22, 2020 05:12 AM
Michael Jacobs
Pasadena, CA
Los Angeles Pasadena 818.516.4393

Hello Sheila and Larry - preparation is a necessary part of success in life and, of course, in real estate.  On Long Island.  Elsewhere too.  Thoughtful list.  

Oct 22, 2020 05:34 AM
Roy Kelley
Realty Group Referrals - Gaithersburg, MD

This is excellent advice to share with prospective home buyers.

Oct 22, 2020 05:49 AM
Ron and Alexandra Seigel
Napa Consultants - Carpinteria, CA
Luxury Real Estate Branding, Marketing & Strategy

Larry and Sheila,

These seven tips are great for those looking to buy real estate in Long Island and anywhere else. A

Oct 22, 2020 06:05 AM
Brian England
Vacasa - Gilbert, AZ
MBA, GRI, REALTOR® Real Estate in East Valley AZ

These are great tips and being ready is definitely the key.  If someone is not truly ready, it might not be wise.

Oct 22, 2020 06:37 AM
Nina Hollander, Broker
Coldwell Banker Realty - Charlotte, NC
Your Greater Charlotte Realtor

Fantastic tips, Sheila and Larry... couldn't disagree with a single one! And couldn't think of anything to add... you've got it all covered!

Oct 22, 2020 06:40 AM
Will Hamm
Hamm Homes - Aurora, CO
"Where There's a Will, There's a Way!"

Hello Larry and Sheila and great tips for sharing with us in the Rain and for clients also.

Oct 22, 2020 09:13 AM
Lawrence "Larry" & Sheila Agranoff. Cell: 631-805-4400
The Top Team @ Charles Rutenberg Realty 255 Executive Dr, Plainview NY 11803 - Plainview, NY
Long Island Condo and Home Specialists

Thank you for your comments and for reading these 7 Home Buyer Tips. It is most appreciated!

Oct 23, 2020 05:15 AM
Debe Maxwell, CRS
www.iCharlotteHomes.com | The Maxwell House Group | RE/MAX Executive | (704) 491-3310 - Charlotte, NC
The right Charlotte REALTOR!

All wonderful tips, Sheila! I'm a big fan of getting that pre-approval before stepping into a home. That way, you never have to face disappointment by not being able to buy your dream home when you mistakenly thought you could!

Happy Friday!

Oct 23, 2020 07:09 AM
Jeff Dowler, CRS
eXp Realty of California, Inc. - Carlsbad, CA
The Southern California Relocation Dude

Hi Larry and Sheila:

Wise advice for any buyer, anywhere, before getting started with a home search. So many are simply not very prepared and they are in for a few surprises.

Enjoy your weekend.


Oct 23, 2020 09:11 AM
Hannah Williams
HomeStarr Realty - Philadelphia, PA
Expertise NE Philadelphia & Bucks 215-820-3376

Lawrence "Larry" & Sheila Agranoff. Cell: 631-805-4400  Wonderful tips for home buyers as no house is perfect and there will always be unseen repairs and expenses 

Oct 23, 2020 02:40 PM
Kris Collis, Associate Broker
Smart Way America Realty - East Stroudsburg, PA
Professional Results you Expect 570-801-5525

Sheila and Larry, Good for your buyers and all our buyers to know.  It does all start with qualifying credit.  Without that, everything on their list is a moot point.

Oct 23, 2020 05:45 PM
Patricia Feager, MBA, CRS, GRI,MRP
Selling Homes Changing Lives

Lawrence "Larry" & Sheila Agranoff. Cell: 631-805-4400 - I was very happy to read from the beginning to the end of your post to see that it was FEATURED! From beginning to end, it was very interesting. Your wisdom shines through in such a caring manner, making you an exceptional Team for Long Island Home Ownership. 

Oct 24, 2020 02:08 AM
John Metz
Tropical Homebuyers - La Tijera, CA
Real Estate Investment

These tips are great for those looking to buy real estate. Thanks for this post!

Oct 24, 2020 04:22 AM
Dorie Dillard Austin TX
Coldwell Banker Realty ~ 512.750.6899 - Austin, TX
NW Austin ~ Canyon Creek and Spicewood/Balcones

Good afternoon Lawrence "Larry" & Sheila Agranoff. Cell: 631-805-4400 ,

So glad to see this post featured..your 7 points are right on track no matter what area of the country you are from. So many buyers are just not prepared to purchase a home and these tips will help educate them from the beginning!

Oct 24, 2020 12:55 PM
Lynn B. Friedman CRS Atlanta, GA 404-939-2727
Atlanta Homes ODAT Realty - Love our Great City - Love our Clients! Buckhead - Midtown - Westside - Atlanta, GA
Concierge Service for Our Atlanta Sellers & Buyers

Lawrence "Larry" & Sheila Agranoff. Cell: 631-805-4400 
So nice to see you FEATURED!!!! I printed out your wonderful summary to share with a Client next week! Hope you both are well - happy and sweet New Year to you from Atlanta! Lynn

Oct 25, 2020 12:06 AM
Lawrence "Larry" & Sheila Agranoff. Cell: 631-805-4400
The Top Team @ Charles Rutenberg Realty 255 Executive Dr, Plainview NY 11803 - Plainview, NY
Long Island Condo and Home Specialists

Lynn, So nice to hear from you again. We hope you are doing well. Stay Safe!

Oct 25, 2020 07:11 AM
Mary Hutchison, SRES, ABR
Better Homes and Gardens Real Estate-Kansas City Homes - Kansas City, MO
Experienced Agent in Kansas City Metro area

These are good points no matter what location!  Oh I would love to have a house on the beach in Long Island...not happening!!

Oct 26, 2020 02:11 PM
Laura Cerrano
Feng Shui Manhattan Long Island - Locust Valley, NY
Certified Feng Shui Expert, Speaker & Researcher

I believe that there could be too much perfectionism with a lot of folks out there and you're totally right. :

Mar 13, 2021 09:55 PM