New 2021 FHA LOAN LIMITS By State and County

Mortgage and Lending with Franklin Advantage Inc. NMLS Lic. # 343946


Each year to coincide with loan limit changes to Fannie Mae and Freddie Mac, FHA also changes their limits.

Most changes align with those given by Fannie and Freddie, but FHA usually has lower limits for selected counties.

Below is a link to the Limits for FHA ( Note; You will have to insert the state you desire which will pull up all limits by county for that state.

Link to FHA Limits by State

Photo Courtesy of Master Isolated Images /



Posted by


Wayne L. Brown, NMLS # 343946
Licensed Mortgage Specialist
Franklin Advantage, Inc.
Direct: 858-997-6300

Online Application:



L/O CA DRE LIC. # 00906571

Corp. NMLS # 285786

CORP CA DRE LIC. # 01837286


Equal Housing Lender


About Wayne Brown


Wayne is a Licensed Mortgage Banker, and is based in San Diego.  With over 35 years in commercial and mortgage banking, he serves all of California and has closed more than 5,600 loans in his career.


He specializes in Conventional, FHA, VA, and Reverse Mortgages for residential lending purposes.  Both he and his company always strive to exceed each client's expectations through knowledgeable, ethical, and transparent representation to service their financial needs. 


Contact Wayne for a Free and Confidential mortgage analysis and pre-approval without obligation, or to simply get answers to your mortgage questions.  Wayne can be reached directly at 858-997-6300.

Equal Housing Lender                     

Comments (1)

Chris Ann Cleland
Long and Foster Real Estate - Gainesville, VA
Associate Broker, Bristow, VA

Always good to know the new FHA loan limits in our areas.

Dec 03, 2020 02:40 PM