Your got pre approved for a home loan, now lets keep it that way!

Real Estate Agent with Sandpoint Realty SP36782

How to avoid loosing your home loan.

You have found the perfect home, your offer was accepted and you are ready to move in.  You are excited and then you get a dreaded call from the lender to tell you that the new furniture you just bought means you no longer qualify for the loan. I have seen this happen many times over the years and always warn my buyers so they don't have their dreams dashed.


save your home loan

How to avoid loosing your home loan.

Here are a few of the biggest things to remember

  1. Don't run out and buy a new car
  2. Don't buy furniture for your new house.
  3. Don't change jobs or quit your job
  4. Don't run up the credit cards or miss payments on your credit cards
  5. Don't spend the money your have saved up for a down
  6. Don't allow anyone to run your credit
  7. Don't make large deposits without checking with your loan officer
  8. Don't Co-sign a loan for anyone
  9. Don't make any changes in bank accounts, stocks, 401

Keep everything smooth without any major changes and you will soon be enjoying your new home.

For all your real estate needs in Sandpoint Idaho Call Rain Silverhawk Sandpoint Realty 208-610-0011

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Rain Silverhawk

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Rain Silverhawk Realtor
Sandpoint Realty LLC
1205 Hwy 2 STE 203 B |  Sandpoint, ID. 83864
Phone (208)  610-0011  


Comments (6)

Endre Barath, Jr.
Berkshire Hathaway HomeServices - Beverly Hills, CA
Realtor - Los Angeles Home Sales 310.486.1002

Rain Silverhawk  so good to see you with such an awesome post, well said and buyers need to listen to your advice, Endre

Mar 07, 2021 10:18 PM
Richard Weeks
Dallas, TX
REALTOR®, Broker

Great information, thanks for sharing.  I hope you have a great day.

Mar 08, 2021 01:19 AM
Wayne Martin
Wayne M Martin - Chicago, IL
Real Estate Broker - Retired

Good morning Rain. Maintaining the status quo that got you approved is essential for success in getting your loan funded. Enjoy your day.

Mar 08, 2021 05:46 AM
Joe Jackson
Keller Williams Capital Partners Realty - Columbus, OH
Clintonville and Central Ohio Real Estate Expert

Great post! Thanks for sharing this!

Mar 08, 2021 05:55 AM
Michael Jacobs
Pasadena, CA
Los Angeles Pasadena 818.516.4393

Hello Rain - this is one of those talks that is important to have with each real estate buyer obtaining a mortgage.  What is approved today may not be tomorrow.  

Mar 08, 2021 06:00 AM
Rocky Dickerson
Realty One Group - Las Vegas, NV
Superior Service!

Good morning and great post Rain Silverhawk very important information for buyers to stay aware of.

Mar 08, 2021 07:43 AM