Common Types of Water Damage That Homeowners Should Be Aware Of

By
Mortgage and Lending with Olympus Labs

According to the National Flood Insurance Program (NFIP), just one inch of floodwater can cause up to $25,000 in damage. However, flooding is not actually the most common water damage risk for most homeowners. In many cases, water damage to the home isn't necessarily the result of adverse weather conditions, but rather a problem caused by negligence on the part of the homeowner when it comes to the maintenance of their property. 


It’s important to be aware of the risks associated with water damage in order to be able to act quickly and in the appropriate manner. This article will look at the most common reasons people experience water damage in their homes, along with the measures you can take to prevent becoming a victim of a water damage incident.

 

Roof Leaks

Since a roof is a largely unseen part of the home, many people tend to ignore it when it comes to home maintenance. However, your roof is the part of your home that is most exposed to the elements, and the wear and tear it receives over time is undeniable. Rather than waiting until you notice weird stains on your ceiling, get a professional to inspect your roof for cracks or missing mortar. The National Roofing Contractors Association actually advises that you do this at least twice a year. 

 

Gutter Damage

Damaged gutters with leaking joints and holes or missing gutters can disrupt the flow of water around your property. Without an adequate or functional gutter, water can end up flowing into your property rather than away from it, as it should. Furthermore, wind and rain can clog up gutters and downspouts with leaves and other debris. One way of tackling the issue is by using a handheld blower or a wet/dry vacuum to remove the debris which puts pressure on the gutter. Installing gutter guards is an option to solve the problem of clogged gutters and you'll find there are a variety of gutter guards available on the market.

 

Burst Water Heaters

We all love a hot shower, and water heaters don't come cheap, nor do they last forever. Over time, corrosion can damage the tank and cause leaks. When purchasing a water heater, look for a model with a drip tray, which can be drained separately. Water heaters usually last around 10 years, so it is important for homeowners to budget accordingly and get ready to replace the item before real signs of trouble appear. If you are unsure about whether your water heater needs replacing, it is worth having a plumber come in to do an inspection.

 

Leaking Pipes

A leaky tap can displace up to 30 to 40 liters of water a day, so don't neglect your pipes. Inspect them at least once a year. Check for signs of corrosion, decay, and signs of stray water. Install a flood sensor to detect small leaks before they cause major damage. Installing an emergency pressure release valve in your plumbing system could spare you the cost of pipes freezing and bursting. 

 

It is important for homeowners to be aware of the risks of water damage and take the necessary precautions to protect their home against this. However, if you do find yourself the victim of a water damage incident, be it a flood, a roof leak or a burst pipe, it is important to act fast. Call a trusted professional such as iFlooded restoration to assess the damage, do the clean-up and restoration work. As traditional homeowner's insurance does not cover flooding, you would need additional cover for your house and contents. Consider these options, as it’s always better to be safe than sorry.

Comments (5)

Sham Reddy CRS
H E R Realty, Dayton, OH - Dayton, OH
CRS

Great advice, thanks for sharing David!

It’s important to be aware of the risks associated with water damage in order to be able to act quickly and in the appropriate manner. This article will look at the most common reasons people experience water damage in their homes, along with the measures you can take to prevent becoming a victim of a water damage incident.

Apr 13, 2021 04:44 AM
Nina Hollander, Broker
Coldwell Banker Realty - Charlotte, NC
Your Greater Charlotte Realtor

Good morning, David... this is really outstanding advice on items too many homeowners ignore. I have my water heater serviced annually and after 15 years it's as good as new. Maintain your home and major mechanicals and they'll last long after the expected life.

Apr 13, 2021 04:44 AM
Kat Palmiotti
406-270-3667, kat@thehousekat.com, Broker, eXp Realty - Kalispell, MT
Helping your Montana dreams take root

Yes, there are a lot of ways water can wind up in the house. When I was taking care of my dad's home after he passed away, I heard dripping. Ugh. His roof was in need of major repairs. It's easy to ignore the roof!

Apr 13, 2021 05:45 AM
Ed Silva
Mapleridge Realty, CT 203-206-0754 - Waterbury, CT
Central CT Real Estate Broker Serving all equally

Water can cause very expensive damage if left unchecked.  Leaking pipes in walls not only damages, but the possibility of mold would make it deadly

Apr 13, 2021 06:03 AM
John Pusa
Berkshire Hathaway Home Services Crest - Glendale, CA
Your All Time Realtor With Exceptional Service

Hello David, very valuable report about types of water damage that homeowners should be aware of.

Apr 13, 2021 08:25 PM