We saw about .375 to the discount better in rates today. The bonds are doing better and for right now I suggest to float.
I just had a conversation with a realtor who wrote a contract last night for one of my borrowers. She asked me to call the customer and discuss his payment with him, because he wanted to try and get it lower based on the estimate she had given him. She wasn't sure how we figure PMI. I am saying all of this to say. I appreciate my realtors more than you know, but I am the mortgage expert. I express to all of them for them to sell the house, and I will take care of the mortgage. I don't want them to have to know my side of the business. I want you to concentrate on your business, and I will take care of the financing. I just wnated to get that out there.
It might help someone down the road. Just thought I would share. Hope this is not misconceived. Have a great day!