Today's Mortgage Rates: August 3, 2021 - Mortgage Rates Hit Near Rock Bottom Lows

Mortgage and Lending with® A Mortgage Corporation NMLS #1326269

The rate on a 30-year fixed mortgage decreased today, providing buyers and homeowners interested in refinancing a chance to lock in a historically low rate.

As of today, the average rate on a 30-year fixed mortgage is 3.02% with an APR of 3.25%, according to The 15-year fixed mortgage has an average rate of 2.31% with an APR of 2.66%. On a 30-year jumbo mortgage, the average rate is 2.99% with an APR of 3.12%. The average rate on a 5/1 ARM is 2.80% with an APR of 3.92%.


Loan Term



Rate Last Week

30-year fixed




15-year fixed




30-year jumbo




5/1 ARM





30-year Fixed-rate Mortgages

Today, the average rate for the benchmark 30-year fixed mortgage fell to 3.02%. One week ago, the 30-year fixed was 3.08%. The 52-week low is 2.83%.

To learn more about mortgage rates hitting near rock bottom lows and the home buying process, visit the SCOOP! Blog

Comments (1)

Debe Maxwell, CRS | The Maxwell House Group | RE/MAX Executive | (704) 491-3310 - Charlotte, NC
The right Charlotte REALTOR!

Thanks for the information on today's interest rates Jackie. Rates aren't going to stay this low forever so it is a good idea to lock them in now.

Aug 03, 2021 02:06 PM
Jackie A. Graves

Hi Debe, thank you for your comment. Stay posted for future blogs and make it a great day. 🙂

Aug 04, 2021 08:21 PM