Are you a first time home buyer? It can be a daunting task. I am here to help you.
Jeff Masich, REALTOR® talking specifically to first time home buyers
Do you need help on where to start, how to get financial assistance or free grants?
Are you interested in Free Grants and/or No or Low Down Payments For Arizona Home Buyers, well you have come to the right place!
Ask me your Buyer's Realtor, looking out for your best interests, about the free home buyer grants that are still available in the Phoenix Arizona metro area of Maricopa County. There are also no and low down payment possibilities to check out.
I am at your service....Just Ask!
Home Buyer Grants Arizona
Free Grants and No or Low Down Payments for Home Buyers in Phoenix Arizona metro area
The Home in 5 Program offers 3-4% of the loan amount towards your down payment & closing costs in Maricopa County only. Income limitations and debt ratio limitations apply. You do not need to be a First-Time Homebuyer but must meet minimum FICO score requirements (currently 640) and FHA guidelines. Through the Home in Five Advantage program, individuals or families who qualify would be able to obtain a 30-year fixed rate loan, with a non-repayable 3-4% down payment/closing cost assistance grant, with special incentives for qualified United States military personnel. Learn more
The HOME PLUS Home Loan Program provides an attractive 30-year fixed-rate mortgage with a down payment assistance (DPA) grant equal to 4% of the mortgage amount. Qualified U.S. Military Personnel may receive an additional 1% for a total of 5% DPA. Income limitations and debt ratio limitations apply. Learn more
Wish Grant Home Loan Workforce Initiative Subsidy for Homeownership or WISH Grant is a grant program that provides a match of up to $15,000 of your down payment funds to homebuyers who qualify. The WISH program is open only to first-time homebuyers, and there are income restrictions to qualify. Contact a mortgage loan officer today through participating member Arizona credit unions and smaller community banks to see if you qualify for WISH or other down payment assistance programs. Learn More
Pathway to Purchase free grant and home buyer assistance program is back in 17 Arizona cities! The Pathway to Purchase free grant and home buyer assistance program is back in 17 Arizona cities! Up to $20,000 in free grant money to home buyers in those cities like Buckeye, Avondale, Maricopa and more. See the link for program details and ask your Arizona lender.
The VA Home Loan for Veterans was designed to offer long-term financing to eligible American Veterans or their surviving spouses (provided they do not remarry). This loan is 100% financing or no money down and has no monthly mortgage insurance. There may be a VA funding fee financed into your loan if you are not considered at least 10% disabled by Veterans Affairs. Additional requirements not common to other government loans such as residual income requirements apply. Learn more
The USDA Rural Housing Guaranteed Loan Program assists approved lenders in providing low- and moderate-income households the opportunity to own with Zero Dollars down an adequate, modest, decent, safe and sanitary dwellings as their primary residence in eligible rural areas. Areas are limited by the USDA and you can check for property eligibility here. Learn more
Neighborhood Stabilization Programs vary by state, county, and city to provide interested home buyers with down payment assistance grants and discounted housing options based on specific program options available in that area. In the West valley there are programs in the cities of: El Mirage, Surprise, Peoria, Glendale, Avondale, Goodyear, Phoenix, along with Maricopa County and more. You can find more info and learn more here.
Once you have your loan and prequalification letter from your lender, I will help you find the right home that you can afford.
If you are ready to buy in Arizona give me a call and also ask me about some free grants and first time home buyer grants that are still available.
Meet Jeff Masich REALTOR®
Meet Jeff Masich, REALTOR® and ask about homes for sale anywhere in Phoenix metro