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Do you owe back taxes? Take these steps to protect yourself

By
Education & Training with Pruett Tax Law

Few things are as frightening as opening the mailbox and finding a letter from the IRS, especially when you know you owe them money. The much feared tax agency does not contact taxpayers just to say hello and receiving communication from them is not likely to be good news.

 

When your heart stops pounding and you get the courage to open the letter you get another shock - in the form of a large amount due, one you cannot possibly afford. So what do you do, and how do you react? 

 

The steps you take next could make all the difference, and here are some immediate actions you need to complete right away.

 

Step #1 - Stop Panicking and Take Action

 

If you owe back taxes, our firm can help negotiate with the IRS and potentially settle your tax debt. Call us today. Our tax resolution specialists can navigate the IRS maze so that you have nothing to worry about. 

 

If you think you don’t know, then you need to make a case for why you think the assessed taxes are wrong and back it up with proper documentation and proof. Sometimes, the letter you received from the IRS can be a result of a discrepancy, meaning there is a mismatch between what was reported on your return and the figures the tax agency received through other means. There could be many reasons for this discrepancy, and there could be an innocent and inexpensive explanation and resolution.

 

Getting a letter from the IRS is not fun, but it is not the end of the world either. Even if you owe the taxes the IRS says you do you may be able to negotiate a lower settlement. Sometimes a much lower one.

 

Step #2 - Find the Tax Return in Question

 

The communication you received from the IRS will reference a specific tax year, so it is important to find and review that return as quickly as possible. Hopefully you have retained records that include your recent tax returns, either in paper or electronic form. If not you can request a copy from the IRS or contact your tax preparer.

 

Once you have your tax return in hand, you can review it carefully looking for the discrepancies in question and seeking out your own backup information. The problem could be something like a capital gain you forgot to report or a number as you were entered incorrectly. Gather all the information and have it ready to bring to your appointment with the tax relief specialist.

 

Step #3 - Do Your Own Calculations

 

Now that you have your tax return and your backup documentation available, it is time to do some number crunching. This can be a long and frustrating process, so we guide our clients through this process when they work with us. The clock is ticking, and interest and penalties may continue to accumulate if you wait too long to respond.

 

There should be a deadline listed on the form you received from the IRS, so check it and make sure you can respond by the due date. Do not forget to allow time for mailing and delivery, even if you plan to send the documents overnight.

 

Step #4 - Don’t Contact The IRS Directly, Contact Our Tax Relief Firm And Get The Protection You Need

 

The IRS is not on your side and their primary goal is to collect the taxes they believe you owe. The IRS has a number of programs in place to lower the amount owed, but for obvious reasons they do not like to talk about them.

 

By seeking the services of a qualified tax relief firm like ours, you will gain access to a world of knowledge including insider information about programs that could save you thousands of dollars and get you back on the good side of the IRS. 

 

Dealing with the IRS is rarely a pleasant thing to do, but ignoring a tax due notice will not make it go away. Delaying will just make a bad situation even worse. So it is important to act quickly. The good news is that tax relief firms exist for this very purpose and you may be able to settle your debt without sacrificing the rest of your financial life.

Laura Cerrano
Feng Shui Manhattan Long Island - Locust Valley, NY
Certified Feng Shui Expert, Speaker & Researcher

I'm very thankful that I have good people around me to help me and guide me in this regard. I have so much gratitude

Sep 16, 2021 10:38 PM
Will Hamm
Hamm Homes - Aurora, CO
"Where There's a Will, There's a Way!"

Hello and Welcome to the Rain where we all learn from each other and help each other.  Make it a great day!

 

Sep 17, 2021 08:07 AM
Matthew Klinowski, PA
Downing Frye Realty - Naples, FL
Naples Golf Guy | Find Your Dream Lifestyle

Welcome to ActiveRain, congrats on your first post!

Sep 18, 2021 04:47 PM
George Souto
George Souto NMLS #65149 - Middletown, CT
Your Connecticut Mortgage Expert

Ben Pruett welcome to ActiveRain, and congratulations on successfully posting your first blog on this site.

Sep 27, 2021 06:03 PM
Roy Kelley
Retired - Gaithersburg, MD

Best wishes for great success with your ActiveRain blog.

Follow an additional five members each day to build your network and to increase your points total.

Nov 10, 2021 04:30 AM