What to Expect During the Mortgage Process?

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This start-to-finish overview walks you through every step of getting a home loan.

Buying a home is a huge financial commitment that’s both exhilarating and stressful, especially for first-time buyers. But if you’ve done your homework and know what to expect, you’ll be ready to close your deal with confidence.

The process can vary from one scenario to the next, but you can expect to go through certain basic steps when you apply for a mortgage. Depending on your unique situation, these steps may happen concurrently, or take longer than expected. (We’re giving you some time estimates, but keep in mind that, for a variety of reasons, delays aren’t uncommon.)

In the end, if all goes to plan, you’ll soon pocket the keys to your new home.


Time: Generally, 2 to 5 days, but sometimes longer

Once you’ve saved up a down payment and think it’s the right time for you to buy, you may be tempted to contact a real estate agent and hit the open houses.

To learn more about the mortgage and home buying process, visit the SCOOP! Blog

Comments (1)

John Pusa
Berkshire Hathaway Home Services Crest - Glendale, CA
Your All Time Realtor With Exceptional Service

Hello Jackie A. Graves very good helpful report about what to expect during the mortgage process.

Sep 22, 2021 02:33 PM
Jackie A. Graves

Hi John, thank you for your comment. Stay posted for future blogs and make it a great day. 😊

Sep 23, 2021 10:14 PM