Negative marks on your credit report can make it difficult to qualify for new credit cards and loans. Generally, negative information remains on your credit report for seven years. However, it can be longer or shorter, depending on the information.
Up to 10 years
*bankruptcy
Up to 7 years
*charged-off accounts
*closed accounts
*collection accounts
* judgments
*late payments
*tax aliens
Up to 2 years
*inquiries from creditors or lenders
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