Repost of "USDA loans in Collier (and Lee) County Florida"

Services for Real Estate Pros with Florida Environmental Labs

As the director at a water testing lab that specializes in FHA water tests in the Naples and Fort Myers areas, I have a slightly different perspective on the real estate scene than a lot of my friends who are agents or brokers.

There are two things I have noticed lately; one is a definite uptick in the number of FHA water tests our laboratory is conducting and two is the recent arrival of requests for our lab to conduct USDA water tests.

I became curious and checked out the website of the USDA rural development program. I was suprised to find out that they define all of Collier county as eligible (Lehigh is also eligible) for rural development assistance. If you want more information you may go to the USDA rural assistance website below.

If you have any questions about the water testing requirements for USDA, VA, or FHA homes please feel free to call or email


Thank you

John Henry Baird

Lab Director,

Florida Environmental Laboratories


Ron Withers ----Retired Mortgage Professional
Kissimmee, FL


Your post sparked some curiosity. Here in the Central Florida area (Orange, Osceola, Lake, Polk and Seminole Counties where I conduct most of my business I seldom see or have a need for a water test.  Is there something that drives this need in your area?

Jun 27, 2008 09:35 PM
John Henry


Thanks for the comment/question. 

I guess the main thing that drives this need in our area is that most homes here are served by private wells rather than "city water".  Private wells can contain a variety of contaminants and they are largely unregulated, and about 20-25% of homes we test have bacteria in the water and need disinfection.

I think some people and firms like to protect themselves by having water analyzed to insure that they aren't a party to the sale or purchase of a home with unsafe drinking water. 

Additionally many people who are familiar with private wells know that the United States Environmental Protection Agency (EPA) recommends that all private wells be tested at least once a year by a certified laboratory.

I hope this helps.

Thanks again

John Henry

Jun 28, 2008 05:31 PM