Mortgage Application Checklist

The items listed below are standard supporting documents and information commonly needed for loan approval. However, individual circumstances may dictate that additional information is required.

✅A copy of your most recent pay stubs covering a 30-day period 

✅A copy of your last two years of W-2s and tax returns 

✅Proof of any additional income needed to qualify 

✅Copies of most recent two months asset account statements on all accounts including checking, savings, mutual funds, stocks, bonds, 401k, TSP, and/or IRA accounts. Please provide all pages for each statement 

✅Payment for a mortgage credit report and property appraisal* 

✅Name, address, and phone number of the landlord(s) for the past 2 years 

✅divorce decree, separation agreement, and property settlement agreement, if applicable 

✅If you own investment properties, a current 1-year lease for each investment property owned 

✅Ratified sales contract (if available) and a copy of earnest money deposit check 

✅If permanent resident alien, please provide a copy of your green card 

✅Copy of Driver’s License

Additional Requirements

Self Employed or Commissioned Borrowers 

✅Please also provide corporate, S-Corp, or partnership returns, if applicable 

✅Year-to-date Profit and Loss Statement and Balance Sheet dated to within the most recent 90-day period 

✅Copy of current Business License

Applying for a VA Loan 

✅Original Green Certificate of Eligibility 

✅Copy of DD 214 OR Statement of Service from your commanding officer (stating rank, position and that you are in good standing)

Refinancing an Existing Mortgage

✅Copy of Recorded Deed of Trust, and HUD-1 Settlement Statement 

✅Copy of Property Survey and Title Insurance Policy 

✅Copy of existing Hazard Insurance Policy (Homeowners Insurance)