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“NO Credit Scores”

By
Mortgage and Lending with Mortgage Consultant, Right Trac Financial Group, Inc. NMLS # 2709 NMLS # 6869

“NO Credit Scores”

 

Mr. Petrowsky

I read one of your blogs, not sure how long ago you published it. My situation is a bit unique. I have no credit scores and have a deposit on a home in the Albany area. Two banks and two credit unions said they can’t help me, but your blog indicate that you can?

My income is nearly $100,000, I have no debt (which is the problem) and I want to put 5% down. The purchase price of the home is $295,000, can you help me?

 

This situation is hardly unique. Some have for one or more reasons made a decision to NOT borrow money, not have credit cards and pay cash for most every or just not buy it. However, most folks that operate their financial lives like this, may not have enough money to pay cash for a home.

 

Yes, I can do mortgages for folks that don’t have any credit scores. “I can help”

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Joe Petrowsky, NMLS #6869

Right Trac Financial Group, Inc. NMLS #2709

110 Main St.

Manchester, Ct. 06042

Office: 860 647-7701 x116

Fax: 860 647-8940

Cell: 860 836-9294

Email: joe@righttracfg.com

www.righttracfg.com

www.joepetrowsky.com

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Joe Petrowsky does not guarantee nor is in any way responsible for the accuracy of the information provided herein, and provides said information without warranties of any kind, either expressed or implied.

Equal Housing Statement: We are pledged to the letter and spirit of U.S. policy for the achievement of equal housing opportunity throughout the Nation. We encourage and support an affirmative advertising and marketing program in which there are no barriers to obtaining housing becuase of race, color, religion, sex, handicap, familial status, or national origin.

Sham Reddy CRS
Howard Hanna RE Services, Dayton, OH - Dayton, OH
CRS

Great points Joe about financial awareness and planning!

Some have for one or more reasons made a decision to NOT borrow money, not have credit cards and pay cash for most every or just not buy it. 

Feb 18, 2022 04:25 AM
Wayne Martin
Wayne M Martin - Chicago, IL
Real Estate Broker - Retired

Good morning Joe. The benefit of a mortgage broker is the number of sources they have. Some have many, some have few. Enjoy your day.

Feb 18, 2022 05:13 AM
Bill Salvatore - East Valley
Arizona Elite Properties - Chandler, AZ
Realtor - 602-999-0952 / em: golfArizona@cox.net

We made it to Friday, the weekend is in sight.  Thanks for the post.  Make it a productive day and sell a house. bill

Feb 18, 2022 05:28 AM