Top Ways to Improve Your Credit
A higher credit score allows you to have lower interest rates, higher credit limits, and more buying power. Here are 4 tips to improve your credit score:
- Review your credit report. You are entitled to one free credit report each year without impacting your credit score. Review the report closely and dispute any errors that you find.
- Pay your bills on time. Paying your bills when they are due is one of the biggest contributors to your overall credit score, so be sure you prioritize paying them on time, every time.
- Diversify your accounts. Having diverse lines of credit—mortgage, auto loans, and credit cards—counts towards 10% of your credit score. As long as you make on-time payments, adding another type of credit account to the mix will help your score.
Create a plan to pay down debt. Moving your debt around won’t improve your score. Your best plan of action is to create a realistic plan to pay down your credit card debt. I love real estate there is no greater feeling than seeing your customer's happy!!!
Please contact me if you have any questions or need any additional real estate buying or selling information I'd be happy to assist.
Remember if you have any questions about First Time Home Buyers Programs or any Real Estate matter I'm just a phone call or email away. I'm waiting to hear from you!
John Roberts Realty
My website: http://patwchampion.mfr.mlsmatrix.com
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