Can we get a REAL answer if NOW is the time to Buy or Sell a home?

Real Estate Broker/Owner with Godzyk Real Estate Services NH License 033394

It is time for some tough talk in Real Estate. I get asked a few times a day, every day if "Now is the time to Buy or Sell a home?" The answer can differ depending on your needs and situation. What will not change are some facts. 


FIRST: It costs less to buy a home with a lower Interest rate and a higher sales price than a lower sales price and higher interest rate. Wait what? Lets look at the facts. Buy a home at $450,000 and a 3.875% interest rate and your Monthly payment (P & I) is approximately $2011.

If prices go down and Interest rates go up. Buy a home at $425,000 and a 4.99% interest rate and your Monthly payment (P & I) is approximately $2165. (numbers used for estimate)

SECOND: No matter what the media tells you, there are homes to purchase right now. It takes a great buyer agent like me, who can guide you through each step of the buying process. Identify homes on the market coming on the market. Act quickly and write the best offer to get you your dream home in today's market. All Buyer Brokers are not created equal.


FIRST: Right now you can get a GREAT PRICE when you sell your home. More important, buyers are willing to waive inspections, buy "as is" and you may not have to spend any money on repairs or getting your home ready to sell. 

SECOND: If you are getting more for your home NOW. It gives you more to put down to bring the mortgage amount on your new home down as well. 

THIRD: Now is the time to sell if you need a bigger home, need a smaller home, want a home all on one floor or say want to move South. Divorce, Death, Injury or financial needs may make now the time to sell as well. There are many reasons you may need to sell. Talking with a great Listing Agent like me, can let you know your options. All Listing Agents are not created Equal.

FOURTH: It IS POSSIBLE to buy a home when you have a home to sell. Let me show you how.


THE MORAL OF THE STORY is that you should know your options. I can go over what you choices you may have. Lets find out what is best for you. Please remember that all agents are not created equal and every consumer should take the time to hire the BEST not just the biggest agent. Let me show you there is a difference. Please Support locally owned and operated business. Locally owned and operated since 1985. 


One of the most important thing in Real Estate for me is provide GREAT SERVICE. I want to stand out from the crowd. My philosophy is simple. To provide more personal and professional service to guide my clients through each step of the selling and buying process. Experience matters.


To CONTACT Scott Godzyk please call 603.661.2121 or EMAIL: .


About the Author: Scott Godzyk is the Owner/Broker of the Godzyk Real Estate Services in Manchester NH. Proud to be locally owned and operated with 37 years of experience, Scott is a leading Agent for Listing and Selling Homes in this area. We are Full Time Agents ready to serve all of your Real Estate needs. Servicing Hillsborough, Rockingham, Merrimack and Belknap counties. 





Comments (20)

Michael Jacobs
Pasadena, CA
Los Angeles Pasadena 818.516.4393

Hello Scott - in my opinion, the best response to any question is listening before answering.  And not just in real estate.  

Mar 24, 2022 08:46 AM
Scott Godzyk
Godzyk Real Estate Services - Manchester, NH
One of the Manchester NH's area Leading Agents

Exactly Michael Jacobs. A customer will tell you all you need to know if people would just listen. Where to start an dhow to help them best. 

Mar 24, 2022 09:00 AM
Eric Bouler
Gardner Realtors, Licensed in La. - New Orleans, LA
Listening to your Needs

Looks like a great home. Hope you are doing super well in 2022...

Mar 24, 2022 09:26 AM
Anna Banana Kruchten Phoenix Broker
HomeSmart Real Estate - Phoenix, AZ

Scott really good advice.  And this is my favorite....

THE MORAL OF THE STORY is that you should know your options. I can go over what you choices you may have. Lets find out what is best for you.

Mar 24, 2022 10:14 AM
Nick Vandekar, 610-203-4543
Long & Foster Real Estate Inc 610-225-7400 - Devon, PA
Selling the Main Line & Chester County

Not just honest or good advice, but great advice. Buying a home can depend on so many different things, it all depends on your personal situation and what your needs are right now.

Mar 24, 2022 10:55 AM
George Souto
George Souto NMLS #65149 FHA, CHFA, VA Mortgages - Middletown, CT
Your Connecticut Mortgage Expert

Scott Godzyk it is not going to get any better for Sellers or Buyers.  Sellers are making a great profit on their home, and Buyers need to purchase before the prices and interest rates go further up

Mar 24, 2022 03:45 PM
Jeff Dowler, CRS
eXp Realty of California, Inc. - Carlsbad, CA
The Southern California Relocation Dude

Hi Scott:

There are so many issues to consider for both buyers and sellers (and those seller who are also buying). So many issues depend on the personal circumstances, and only a well-qualified Realtor can truly help sort through all the "it depends" questions and personal situations.


Mar 24, 2022 08:28 PM
Myrl Jeffcoat
Sacramento, CA
Greater Sacramento Realtor - Retired

You provide good advice on the question of whether now is the time to buy or sell a home.  Like you, I did the math on what interest rate increases do to the mortgage payment, even if home prices were to decline a bit.

Mar 24, 2022 09:28 PM
Myrl Jeffcoat
Sacramento, CA
Greater Sacramento Realtor - Retired

CONGRATULATIONS Scott, on having this blog FEATURED in the Old Farts Club group!  

Mar 24, 2022 09:28 PM
Kat Palmiotti
406-270-3667,, Broker/REALTOR® - Kalispell, MT
Helping your Montana dreams take root

Yes, great points for both buyers and sellers. There are many reasons to buy or sell now (or not!). It all depends on the specific buyer or seller.

Enjoy your day!

Mar 25, 2022 04:53 AM
Roy Kelley
Retired - Gaithersburg, MD

Prospective home sellers and home buyers are in very good hands when they seek your professional real estate advice and assistance.

Mar 25, 2022 05:06 AM
Kathleen Daniels, Probate & Trust Estate Specialist
KD Realty - 408.972.1822 - San Jose, CA
Probate Real Estate

Simply stated: Work with a true professional who has your best interest at heart!

#1 - do not listen to the media.  And if you fail that and do listen, 

#2 - do not believe what the media is telling you! 

Mar 25, 2022 08:02 AM
Grant Schneider
Performance Development Strategies - Armonk, NY
Your Coach Helping You Create Successful Outcomes

Good morning Scott - this is very helpful information.  There is never a perfect time so know your options when ready and call Scott Godzyk 

Mar 26, 2022 03:34 AM
Wayne Martin
Wayne M Martin - Chicago, IL
Real Estate Broker - Retired

Good morning Scott. When you need to buy, the time to buy is now. When you need to sell, the time to sell is now. As one who needed to buy when rates were in the high teens or needed to sell in a supposed down market, I did what I had to do. 

Real estate sells in all conditions, so buckle up! Enjoy your day.

Mar 26, 2022 04:51 AM
Debb Janes EcoBroker and Bernie Stea JD
ViewHomes of Clark County - Nature As Neighbors - Camas, WA
REALTORS® in Clark County, WA

There are many agents who keep discussing low inventory and a lack of homes.  They might also be part of the perception. Just a thought. 

However, agree with you overall - with a good agent,  patience and financing ducks lined up perfectly, buyers can find a property. 

Mar 26, 2022 07:50 AM
Laura Cerrano
Feng Shui Manhattan Long Island - Locust Valley, NY
Certified Feng Shui Expert, Speaker & Researcher

Some people get really excited about the prospect of all of this and that can end up being a very positive thing, I think. I think no matter how the market goes, people lol always have a personal timeline that overrides the market

Mar 26, 2022 08:41 AM
Kris Collis, Associate Broker
Smart Way America Realty - East Stroudsburg, PA
Professional Results you Expect 570-801-5525

Scott, your points are a great way to break down the answer to the age old question, is this the right time to buy or sell.

Mar 26, 2022 08:59 PM
Mary Hutchison, SRES, ABR
Better Homes and Gardens Real Estate-Kansas City Homes - Kansas City, MO
Experienced Agent in Kansas City Metro area

Excellent example of how interest rates affect your payment!  There are many things to consider when buying or selling, no matter what the market is like

Mar 28, 2022 02:06 PM
Hannah Williams
HomeStarr Realty - Philadelphia, PA
Expertise NE Philadelphia & Bucks 215-820-3376

Scott Godzyk  There are many options to consider when buying and selling a house. A good, experienced Agent will sit down with you and explain all your options and what to prepare for . Then prepare the road with you 

Mar 28, 2022 02:50 PM
Thomas J. Nelson, REALTOR ® e-Pro CRS RCS-D Vets
Big Block Realty 858.232.8722 - La Jolla, CA
CEO of Vision Drive Realty - Coastal San Diego

A great post, working with a professional makes all the difference in making informed decisions.

Mar 28, 2022 06:11 PM