Buy a home with cash, get a loan afterwards

Mortgage and Lending with Cambria Mortgage NMLS 274132

Buy with cash, get a loan afterwards

Cambria Mortgage Delayed Financing Program. Buy a home with cash, refinance later.

Minneapolis, MN:  In this crazy real estate market, maybe people are resorting to buying a home with cash to be the most attractive to sellers.

Sellers love cash offers, putting you at the top of the pecking order amongst competing offers. But not everyone can, or even wants to pay cash for the new home.  Many people are pulling cash from savings accounts and 401k loans, but realistically want a loan, and need to put that money back.

Delayed financing, cash back

No worries, Cambria Mortgage, the Joe Metzler Team offers a 'delayed financing' program to recoup your cash within six months of closing without delay!

Borrowers who purchased a property within the past six months, measured from the closing date on the purchase, are eligible to get a new loan to recoup most, if not all of their money back.  The new loan can be no more than the actual amount of your initial investment, plus closing costs.

Of course there are a few other guidelines that apply, so reach out to us at (651) 552-3681 with your questions, on how it works, and will you qualify after paying cash for our deferred financing program.

NOTE: Program available from us only in MN, WI, IA, ND, and SD.

Mortgage Application


If you’re ready to learn more about home financing options, … Our team at Cambria Mortgage is here to help! Connect with one of our trusted Mortgage Loan Officers today by calling (651) 552-3681 or visit We’re here for you!

Cambria Mortgage, the Joe Metzler team lends in Minnesota, Wisconsin, Iowa, North Dakota, and South Dakota only.


Equal Housing Lender. NMLS 274132, 322798.  lends in the following states: MN, WI, SD, ND, IA, This is not an offer to lend or to extend credit, nor is this a guaranty of loan approval or commitment to lend. The information here may not be up-to-date and may no longer be accurate. Products and interest rates are subject to change at any time due to changing market conditions. Actual rates available to you may vary based upon a number of factors. Consumers must independently verify the accuracy and currency of available mortgage programs. All loan approvals are subject to the borrower(s) satisfying all underwriting guidelines and loan approval conditions and providing an acceptable property, appraisal and title report. (C) 2022 Joe Metzler

Comments (2)

John Pusa
Glendale, CA

Hello Joe Metzler it is very interesting concept to buy a home with cash, then get a loan afterwords.

Apr 21, 2022 03:23 PM
Kristin Johnston - REALTOR®
RE/MAX Platinum - Waukesha, WI
Giving Back With Each Home Sold!

Great information.   Thanks for sharing and enjoy your day!

Sep 07, 2022 07:25 AM