What LTV Ratio Requirements for Common Loan Programs

Mortgage and Lending with FHA, VA, Jumbo, Downpayment Assistance, Conv. NMLS #276329

What LTV Ratio Requirements for Common Loan Programs Steps that will help you budget for your next home and get a rough estimate of how much you should expect to pay as a down payment.

FHA loans allow for LTV ratios up to 96.5%, with down payments as low as 3.5%. VA (Veterans Affairs) loans allow buyers to finance up to a 100% LTV ratio, meaning there are options that require no down payment. Most conventional loan programs allow you to qualify with up to a 97% LTV ratio.


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Source: https://fhmtg.com/2022/04/14/how-to-calculate-your-ltv-ratio/

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Lisa Perry, Senior Loan Officer

"Your Northern VA Mortgage Specialist"


NMLS ID #86548 / 276329

Email:  LPerry@fhmtg.com

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Comments (2)

Will Hamm
Hamm Homes - Aurora, CO
"Where There's a Will, There's a Way!"

Hello Lisa  and thank you for the great information in your blog today to share with us here in the Rain.  Make it a great day!


May 11, 2022 12:39 PM
Bill Salvatore - East Valley
Arizona Elite Properties - Chandler, AZ
Realtor - 602-999-0952 / em: golfArizona@cox.net

Great information.  Thanks for sharing and enjoy your week!

May 11, 2022 01:03 PM