How Often Do You Check the Charges on your Credit Card?

By
Real Estate Broker/Owner with House to Home, Inc. - Denver Real Estate - 720-231-6373 DRE# ER40011786

Last month I made my final plans for my Summer Vacation, which meant the hotel reservations for the trip.    In order to get the BEST price for some of the hotels, it required payment in advance and non-refundable.   UGH.   Sure hope nothing happens before August!

Not all hotels required this payment in advance, but about 5 hotels did.    Yesterday I was looking to see how much was on my bill for the last billing cycle.   Lo and behold the Hilton in Casper billed me again that day!     I called the hotel, and the person who would look at these charges had just gone to the bank, but she would return my call when she returned.    She called and said, it was supposed to be marked at advance payment, and someone hit the button wrong.   We laughed, and I said, that hotel room would be pretty expensive if they were going to charge me each and every month until vacation time!   The charge was reversed.

 

I know when I ask for a receipt, sometimes they roll their eyes, but you would be surprised at how many bogus charges I see on my credit cards!!

 

Posted by

Joan Cox
Broker/Owner, REALTOR®
House to Home, Inc.

Serving the Denver Metro area including all suburbs


Helping Buyers and Sellers achieve their real estate dreams, one house at a time!

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Comments (30)

Leanne Smith
Dirt Road Real Estate - Golden Valley, AZ
Relocation to NW AZ with elbow room & more freedom

Good morning as well Joan Cox - Being vigilant regarding our bank accounts is now more important than ever before. Your posting is an excellent reminder. Also I too always asks for receipts and still get the occasional eye roll.

May 25, 2022 06:37 AM
Joan Cox
House to Home, Inc. - Denver Real Estate - 720-231-6373 - Denver, CO
Denver Real Estate - Selling One Home at a Time

Leanne Smith it is sad we are where we are today, but we have to be so aware of what is happening with our credit.

May 25, 2022 06:51 AM
Leanne Smith

How true and one of the ways to keep our finances as secure as possible is to never bank online. I was told this over 10 years ago by an FBI fraud and cyber crime expert.

May 25, 2022 07:01 AM
Joan Cox

I had not heard that, but do pay bills online.

May 25, 2022 07:05 AM
Michael Jacobs
Pasadena, CA
Los Angeles Pasadena 818.516.4393

Hello Joan - "gone to the bank" is hopefully not a euphemism.   Being, staying and keeping aware is important.  

May 25, 2022 06:57 AM
Joan Cox
House to Home, Inc. - Denver Real Estate - 720-231-6373 - Denver, CO
Denver Real Estate - Selling One Home at a Time

Michael Jacobs we used to have to do everything in person, but not so much today.

May 25, 2022 07:05 AM
Dorie Dillard Austin TX
Coldwell Banker Realty ~ 512.750.6899 - Austin, TX
NW Austin ~ Canyon Creek and Spicewood/Balcones

Good morning Joan,

In our world you do have to be vigilant..everything has moved to on-line and less personal contact thus there are unintended consequences that arise.

May 25, 2022 07:15 AM
Joan Cox
House to Home, Inc. - Denver Real Estate - 720-231-6373 - Denver, CO
Denver Real Estate - Selling One Home at a Time

Dorie, I so agree, and sometimes difficult to get it resolved on occasion.

May 25, 2022 07:17 AM
Jeffrey DiMuria 321.223.6253 Waves Realty
Waves Realty - Melbourne, FL
Florida Space Coast Homes

We must be so careful with our credit cards. This kind of thing happens quite often. We work hard for our money...keep an eye on it!

May 25, 2022 07:29 AM
Joan Cox
House to Home, Inc. - Denver Real Estate - 720-231-6373 - Denver, CO
Denver Real Estate - Selling One Home at a Time

Jeff, it is just sad we have to keep such eagle eyes on our credit.  But we have to!

May 25, 2022 07:51 AM
Roy Kelley
Realty Group Referrals - Gaithersburg, MD

Thank you very much, Joan, for sharing this experience.

We check every item on our credit card statements.

May 25, 2022 08:04 AM
Joan Cox
House to Home, Inc. - Denver Real Estate - 720-231-6373 - Denver, CO
Denver Real Estate - Selling One Home at a Time

Good to hear Roy, that is being safe!

May 25, 2022 08:07 AM
Hannah Williams
HomeStarr Realty - Philadelphia, PA
Expertise NE Philadelphia & Bucks 215-820-3376

Joan Cox  Unfortunately it is almost a job in doing so 

May 25, 2022 08:44 AM
Ray Henson
eXp Realty of California, Inc. (lic. #01878277) - Elk Grove, CA
Realtor

I check my invoice every month.  I have found few inadvertent charges like you had, but I have found many fraudulent charges, sometimes for thousands of dollars.  I have no idea how they get my information.  Luckily, the card companies have taken all of those charges off my account, but it sure is a pain to get a new card each time.

I am glad they fixed your mistake so quickly and that there was humor involved in getting it corrected.

May 25, 2022 09:03 AM
Joan Cox
House to Home, Inc. - Denver Real Estate - 720-231-6373 - Denver, CO
Denver Real Estate - Selling One Home at a Time

Hannah, I agree, but one we MUST do to protect our credit.

May 25, 2022 09:13 AM
Joan Cox
House to Home, Inc. - Denver Real Estate - 720-231-6373 - Denver, CO
Denver Real Estate - Selling One Home at a Time

Ray Henson last year the week before I left on vacation, my CC company called and someone was charging all over the world.   That was sure a pain, as couldn't use my personal credit card on vacation.

May 25, 2022 09:14 AM
Sheri Sperry - MCNE®
Coldwell Banker Realty - Sedona, AZ
(928) 274-7355 ~ YOUR Solutions REALTOR®

Hi Joan,

Speaking of vacation, I can remember two different trips to Maui where my credit card info was stolen.  Lots of hoops to go through to get it cleaned up.  So every other day, I check all my statements.  When you are on vacation, these thieves realize you are probably not checking your credit statements.  They prey on tourists. 

We went to Molokai and had to rent a used car to see the island.  They wanted the driver's SS# before renting.  We didn't think anything of it.  This was decades ago.  But they had every piece of info they needed other than your bank account.  YIKES!

May 25, 2022 11:50 AM
Joan Cox
House to Home, Inc. - Denver Real Estate - 720-231-6373 - Denver, CO
Denver Real Estate - Selling One Home at a Time

Sheri Sperry - MCNE® it just seems the scammers need our credit/money more than we do, and sad they can put such a damper on a vacation by stealing our credit.  So sorry to hear you had this issue.

May 25, 2022 12:34 PM
Paul S. Henderson, REALTOR®, CRS
Fathom Realty Washington LLC - Tacoma, WA
South Puget Sound Washington Agent/Broker!

We get instant Notification when something has been charged to any of our major credit cards Joan 🙂

May 25, 2022 06:28 PM
Grant Schneider
Performance Development Strategies - Armonk, NY
Your Coach Helping You Create Successful Outcomes

Hi Joan - they roll their eyes with me too when I ask for a receipt but I get them for the same reason you do.

May 26, 2022 03:11 AM
Joan Cox
House to Home, Inc. - Denver Real Estate - 720-231-6373 - Denver, CO
Denver Real Estate - Selling One Home at a Time

Paul, did not know that was possible, will need to check into that.

May 26, 2022 07:00 AM
Joan Cox
House to Home, Inc. - Denver Real Estate - 720-231-6373 - Denver, CO
Denver Real Estate - Selling One Home at a Time

Grant, let them roll their eyes, they are the ones that get charges that are bogus, and don't catch them!

May 26, 2022 07:00 AM