If you have ever gone to get a prescription filled and hoped to have it paid (even mostly ) by the insurance company you have probably realized how important having good health care coverage is. But sometimes we need more than just doctors and prescription and even more pivotal to those of us who are self employed who don't have the PTO or sick time we can put in should something happen to us rendering us unable to work.
Indemnity plans can work in addition to your existing health insurance to indemnify you for ER visits, hospital stays, labs and exams, and additional medical services you may need. So that means you get paid for something happening to your rather than you having to pay upfront costs.
Having supplemental coverage in addition to your health care coverage can get you more out of your health plan and less out of your pocket.
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