“Of Course I Can Get a Mortgage Done, Even with No Credit Scores”  

“Of Course I Can Get a Mortgage Done, Even with No Credit Scores”

Hi Joe,

I read one of your blogs from a few years ago and have also been on you Linkedin page. I have the sense that you may be able to help me. I would like to buy my grandparent’s home but have not been successful because I don’t have any credit scores. I have spoken to 4 different banks in the area and none will consider doing a mortgage without scores.

I am not sure if you are still able to get a mortgage done for me, please let me know.

Folks not having credit scores are more common than you may think, and we have been doing these mortgages for many years. Basically, it is known as a manually underwritten mortgage. Most banks and lenders don’t do anything that does not fit in the box of “automated underwriting”. We can get these mortgages done!