“Of Course I Can Get a Mortgage Done, Even with No Credit Scores”  

Mortgage and Lending with Mortgage Consultant, Right Trac Financial Group, Inc. NMLS # 2709 NMLS # 6869

“Of Course I Can Get a Mortgage Done, Even with No Credit Scores”


Hi Joe,

I read one of your blogs from a few years ago and have also been on you Linkedin page. I have the sense that you may be able to help me. I would like to buy my grandparent’s home but have not been successful because I don’t have any credit scores. I have spoken to 4 different banks in the area and none will consider doing a mortgage without scores.

I am not sure if you are still able to get a mortgage done for me, please let me know.


Folks not having credit scores are more common than you may think, and we have been doing these mortgages for many years. Basically, it is known as a manually underwritten mortgage. Most banks and lenders don’t do anything that does not fit in the box of “automated underwriting”. We can get these mortgages done!


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Joe Petrowsky, NMLS #6869

Right Trac Financial Group, Inc. NMLS #2709

110 Main St.

Manchester, Ct. 06042

Office: 860 647-7701 x116

Fax: 860 647-8940

Cell: 860 836-9294

Email: joe@righttracfg.com



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Joe Petrowsky does not guarantee nor is in any way responsible for the accuracy of the information provided herein, and provides said information without warranties of any kind, either expressed or implied.

Equal Housing Statement: We are pledged to the letter and spirit of U.S. policy for the achievement of equal housing opportunity throughout the Nation. We encourage and support an affirmative advertising and marketing program in which there are no barriers to obtaining housing becuase of race, color, religion, sex, handicap, familial status, or national origin.

Comments (1)

Wayne Martin
Wayne M Martin - Chicago, IL
Real Estate Broker - Retired

Good morning Joe. Years of experience and a plethora of funding sources make the mortgage broker the obvious choice for all loans. The banks are pure vanilla lenders. Enjoy your day.

Jun 13, 2022 04:42 AM