Achieving Home Ownership Can Be More Difficult For...

By
Real Estate Agent with Red Rock Real Estate Brokered by Real UT DRE# 6541633-SA00

Achieving Home Ownership Can Be More Difficult For...

 

Some people wish to blame a lack of commitment or accountability in building their own wealth on anything/everything. "Responsibility finds a way. Irresponsibility makes excuses!" ~ Gene Bedley

 

Why some consumers fail to purchase real estate:

  • Irresponsible spenders, compulsive shoppers and must haver's. They apply for credit cards, max them out, then call family members or friends to bail them out to pay their car payment or lease amount.

 

  • Those who have poor credit ratings are chronically late when paying their bill's. They let them go a week or two then split them up, paying half now and the remaining ones later. No sense or care re: timing.

 

  • Champagne tastes on a beer budget. Their wants and needs are excessively higher than the ability to buy. They refuse to get qualified but still expect to look at houses, avoiding the 'up to' amount reality. 

 

Consumers who are financially careless will end up living with their parents or friends or renting a room. No amount of finger pointing at others or placing blame on factors that offer zero influence, changes that.

 

If family or friends do not mind the constant bleeding, remaining in place is a good option because responsibility and accountability always finds a way!

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I, Wanda Kubat-Nerdin at Red Rock Real Estate Utah am responsible for my opinions expressed in this blog. Information herein is deemed to be reliable but not guaranteed and may change due to market conditions. Please do not take my pictures or artwork and use them as your own, they are my property and copyrighted.

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Wanda Kubat-Nerdin is a southern Utah REALTOR® assisting buyers and sellers in in the St. George area, Dammeron Valley, Diamond Valley, Veyo, Central, Hurricane, Ivins, La Verkin, Leeds, Santa Clara, and Washington real estate markets.
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Red Rock Real Estate
90 E 100 S, St. George, UT 84770

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Comments (20)

Ed Silva
Mapleridge Realty, CT 203-206-0754 - Waterbury, CT
Central CT Real Estate Broker Serving all equally

For many a young person that bail me out mentality is there and will never go away as mommy or daddy are always, or almost always there to catch them.  Eventually they will hit the floor and then reality will hit them hard

Jun 21, 2022 07:22 AM
Leanne Smith
Dirt Road Real Estate - Golden Valley, AZ
Relocation to NW AZ with elbow room & more freedom

Unfortunately many still do not know how to separate needs from wants. For we who are baby boomers we saw our parents work 2-4 jobs and saved for that first black and white TV.  We learned to shop discount racks and ate a lot of hamburger.  Going out for dinner was a really big treat.

Jun 21, 2022 07:25 AM
Jeffrey DiMuria 321.223.6253 Waves Realty
Waves Realty - Melbourne, FL
Florida Space Coast Homes

I watch some in our political system tell folks that they are not responsible for our bad decisions.

Jun 21, 2022 07:26 AM
Will Hamm
Hamm Homes - Aurora, CO
"Where There's a Will, There's a Way!"

Good Morning Wanda and great information for you to share with us here in the Rain.  Make it a great day!

 

Jun 21, 2022 08:09 AM
Rocky Dickerson
Realty One Group - Las Vegas, NV
Superior Service!

Champagne tastes on a beer budget? Nah, that could never happen. Because I can always get a 6 br 8 ba 10,000 sq ft mansion on 10 acres with swimming pool for under $50,000, right?

Jun 21, 2022 08:36 AM
Grant Schneider
Performance Development Strategies - Armonk, NY
Your Coach Helping You Create Successful Outcomes

Hi Wanda - people who want to buy will find a way others will find an excuse.

Jun 21, 2022 09:26 AM
Wanda Kubat-Nerdin - Wanda Can!
Red Rock Real Estate Brokered by Real - St. George, UT
So Utah Residential, Referral & Relocation REALTOR

The cost is high for irresponsible behavior. It may take a while but it eventually catches up, Ed Silva. Good, common sense comment, thank you!

Jun 21, 2022 05:25 PM
Wanda Kubat-Nerdin - Wanda Can!
Red Rock Real Estate Brokered by Real - St. George, UT
So Utah Residential, Referral & Relocation REALTOR

As a single parent, Leanne Smith, I took a job working 12 hour shifts at an advertising agency, going home to take care of my small boys, becoming sleep deprived but made a conscience effort to be responsible and accountable. My credit score was almost perfect and was able to buy a house for my little family!

Jun 21, 2022 05:28 PM
Wanda Kubat-Nerdin - Wanda Can!
Red Rock Real Estate Brokered by Real - St. George, UT
So Utah Residential, Referral & Relocation REALTOR

Talk about morally, responsibly and intellectually bankrupt. That is holding off BTW, Jeffrey DiMuria 321.223.6253 Waves Realty!

Jun 21, 2022 05:32 PM
Wanda Kubat-Nerdin - Wanda Can!
Red Rock Real Estate Brokered by Real - St. George, UT
So Utah Residential, Referral & Relocation REALTOR

Glad you appreciate the message today Will Hamm and happy your dentist appointment went well!

Jun 21, 2022 05:33 PM
Wanda Kubat-Nerdin - Wanda Can!
Red Rock Real Estate Brokered by Real - St. George, UT
So Utah Residential, Referral & Relocation REALTOR

Yes, all you have to do is cross this imaginary bridge that spans a make-believe river that runs right through the fairytale-like property, Rocky Dickerson!

Jun 21, 2022 05:35 PM
Wanda Kubat-Nerdin - Wanda Can!
Red Rock Real Estate Brokered by Real - St. George, UT
So Utah Residential, Referral & Relocation REALTOR

You are absolutely correct and that fact can be proven every single day of the week, Grant Schneider. Thank you for that!

Jun 21, 2022 05:36 PM
Kathy Streib
Cypress, TX
Retired Home Stager/Redesign

HI Wanda- I am so thankful that I grew up (as did many here) in a time when our parents worked hard to give us a home and food on the table. We were taught that if we wanted something we needed to work for it. Today, if you borrowed for an expensive college education (that you probably aren't using) the government says...that's ok. We'll forgive the loan. 

Jun 21, 2022 06:10 PM
Wanda Kubat-Nerdin - Wanda Can!
Red Rock Real Estate Brokered by Real - St. George, UT
So Utah Residential, Referral & Relocation REALTOR

Kathy Streib, it took me 20 years to pay off college student loans - no forgiveness or consolidation but I did it all by myself. If they write those loans off, it is furthering an agenda to buy votes in the next election, pure and simple. And guess who will be at the front of the line to cast a ballot in their direction? The ones who took out the loans that are written off!

Jun 21, 2022 06:16 PM
Kat Palmiotti
406-270-3667, kat@thehousekat.com, Broker/REALTOR® - Kalispell, MT
Helping your Montana dreams take root

In order to adult well, one needs to understand budgeting. They also need to have patience and self-control. That's too hard for many.

Jun 22, 2022 04:40 AM
Brian England
Arizona Focus Realty - Gilbert, AZ
MBA, GRI, REALTOR® Real Estate in East Valley AZ

The list is long for those that blame others for their own shortcomings in life, haha, not too many people hold themselves accountable for their actions these days.

Jun 22, 2022 06:38 AM
Wanda Kubat-Nerdin - Wanda Can!
Red Rock Real Estate Brokered by Real - St. George, UT
So Utah Residential, Referral & Relocation REALTOR

 I so agree with you, Kat Palmiotti!

Public schools need to better prepare students to be successful in the world rather than teaching a useless curriculum and parents need to turn out responsible/accountable young adults, ready to succeed on their own.

Jun 22, 2022 06:48 AM
Wanda Kubat-Nerdin - Wanda Can!
Red Rock Real Estate Brokered by Real - St. George, UT
So Utah Residential, Referral & Relocation REALTOR

Am seeing it more than ever, starting at the top and trickling down. The phrase, "Lead by example." is nonexistent right now, Brian England!

Jun 22, 2022 06:51 AM
Roy Kelley
Retired - Gaithersburg, MD

Good Friday morning, Wanda.

Have a great day and an outstanding weekend.

Jun 24, 2022 05:41 AM
Wanda Kubat-Nerdin - Wanda Can!
Red Rock Real Estate Brokered by Real - St. George, UT
So Utah Residential, Referral & Relocation REALTOR

Wishing you and Delores the same Roy! We are spending time with our daughter in law and grands

Jun 24, 2022 07:49 AM