USDA Loans Aren't Just for Buying Farms

By
Real Estate Agent with Coldwell Banker Residential Brokerage MD RE License 579412

USDA Loans Aren't Just for Buying Farms

 

USDA home loans aren’t just for buying farms or rural properties.  In Maryland, there are whole areas like the eastern shore (minus Salisbury and Ocean City) that qualify for USDA loans.  

Areas like New Market, Mount Airy, Point of Rocks, Damascus, Chesapeake Beach, LaPlata, Leonardtown, Hollywood, Westminster, and Taneytown just to name a few are eligible areas for this loan product.  There are also pockets of Anne Arundel County and Baltimore County that qualify for USDA loans too.

USDA loans are 100% loan to value and allow a homebuyer to purchase a home for no downpayment.

Are you thinking about buying a home that may be in a suburban area in Maryland and would like to take advantage of this program?  Ask me for a referral to a participating lender and we can start looking for a qualifying home for you.

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If you are thinking of buying or selling a home in  Maryland give me a call at 410-292-0100 or start your search here and I'll talk about the market conditions and what your home could possibly be worth in today's marketplace if you are thinking of selling.  If you are considering buying a home, there is no better time than now to buy. The tax savings and wealth building alone are worth the plunge into today's market. Coldwell Banker and I are connected with some of the brightest and best real estate agents in the world and can assist with your move here to Maryland or anywhere in the United States or abroad.  Ask me how.

During these trying times, Coldwell Banker and I are equipped with the latest technology to sell your home using Virtual Open Houses, Virtual showings, electronic signing, virtual inspection, and even online closings.   You can reach out to me through Snapchat, Duo, Skype, Google Hangouts, What's App, text messaging, or simply by phone.  We take your and your family's health and safety very seriously.  

June Piper-Brandon ~ Associate Broker ~ MRP, AHWD, CDPE, ePro

Coldwell Banker

410-292-0100 - Direct   410-461-7600 Office

June Piper Brandon - Agent with Century 21 New Millennium

June Piper Brandon - Agent with Century 21 New Millennium

Comments (4)

Don Baker
Lane Realty - Eatonton, GA
Lake Sinclair Specialist

Last one we did got very fast approval as well.  We are in a rural area, but we use them for income qualified buyers a lot.

Aug 12, 2022 11:36 AM
Michael Jacobs
Pasadena, CA
Los Angeles Pasadena 818.516.4393

Hello June - a life in real estate continues to offer lessons to be learned.  A USDA loan is just another example of things that may be common in some parts of the country yet completely unknown in other parts.  

Aug 12, 2022 01:55 PM
Richard Weeks
Dallas, TX
REALTOR®, Broker

Great information, thanks for sharing.  I hope you have a great day.

Aug 13, 2022 03:34 AM
Nina Hollander, Broker
Coldwell Banker Realty - Charlotte, NC
Your Greater Charlotte Realtor

Good morning, June... I used to do more USDA loans in the past... increasingly, the areas I cover in the Charlotte region are no longer USDA approved. But a great loan products for those who qualify and have no down payment.

Aug 13, 2022 06:16 AM