We Want to Build a 3 Bedroom—2 Bath House

Mortgage and Lending with Mortgage Consultant, Right Trac Financial Group, Inc. NMLS # 2709 NMLS # 6869


“Hi Joe,
I have been ready emails for a number of months, they have truly been informative. The last one really got my attention. You did the mortgage on our 2 family home a number of years ago. After reading all the emails about income properties, we are going to keep our current home. We have a little under $40,000 left on our mortgage, receiving $1,250 rent on the second floor, which pays the mortgage with about $100 per month left over.

We contacted a real estate friend and discussed finding a piece of land, so we will start that search. We want to build a 3 bedroom—2 bath house. Our son has two friends that build houses, so we will start that discussion. If I recall, we need 3.5% down, which we have.

Will look forward to our working together again, let us know what you need from us.


Forget all the stories about needing a large down payment to build your dream house, would a new home be in your future? We have every imaginable new construction mortgage product available! Is it time for us to carry on a conversation??

Get in touch to learn more about getting a loan to build a new home – there is no obligation.


Originally posted on RightTracFG.com

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Joe Petrowsky, NMLS #6869

Right Trac Financial Group, Inc. NMLS #2709

110 Main St.

Manchester, Ct. 06042

Office: 860 647-7701 x116

Fax: 860 647-8940

Cell: 860 836-9294

Email: joe@righttracfg.com



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Joe Petrowsky does not guarantee nor is in any way responsible for the accuracy of the information provided herein, and provides said information without warranties of any kind, either expressed or implied.

Equal Housing Statement: We are pledged to the letter and spirit of U.S. policy for the achievement of equal housing opportunity throughout the Nation. We encourage and support an affirmative advertising and marketing program in which there are no barriers to obtaining housing becuase of race, color, religion, sex, handicap, familial status, or national origin.

Comments (4)

Wayne Martin
Wayne M Martin - Chicago, IL
Real Estate Broker - Retired

Good morning Joe. Interesting how funding sources say "no" to customers and then fund the same request submitted through mortgage brokers. Enjoy your day. 

Sep 26, 2022 05:09 AM
Kat Palmiotti
406-270-3667, kat@thehousekat.com, Broker/REALTOR® - Kalispell, MT
Helping your Montana dreams take root

It's good to know large down payments may not be needed for construction loans.

Sep 26, 2022 05:39 AM
Bill Salvatore - East Valley
Arizona Elite Properties - Chandler, AZ
Realtor - 602-999-0952 / em: golfArizona@cox.net

Wonderful new build program for sure. Happy Monday, here's to a productive day. Sell a house. Bill

Sep 26, 2022 06:10 AM
Grant Schneider
Performance Development Strategies - Armonk, NY
Your Coach Helping You Create Successful Outcomes

Hi Joe - it is great that you have the flexibility to help those who want to build and then convert to a mortgage.

Sep 26, 2022 06:49 AM