Realtor who Pays For Health Insurance? Don't forget you SEHI Deduction

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Education & Training with Bob Jablonsky & Associates

It's tax time, and Real Estate Agents, like all self-employed individuals are looking for deductions to reduce your tax liability.  As you go through the filing process, don't forget to look at whether you qualify for the Health Insurance Deduction for the Self-Employed (SEHI).  

Self-Employed Taxpayers can deduction up to 100% of Health, Dental and Long-Term Care Insurance.  This includes the cost for the Self-Employed Taxpayer, Spouse, Dependents and Non-Dependent children under age 26.  To be eligible, neither the Taxpayer nor Spouse may qualify for an employer subsidized plan.  Eligibility is determined month by month.

If a schedule C filer, it will be reported on Part II of Schedule 1 and will flow to the Form 1040 as an Adjustment of Income.  For S-Corp greater than 2% shareholders, it's a little trickier.  It must be reported as W-2 Income.  The S-Corp gets the deduction and the W-2 shareholder/employee reports the income.  At that point, the employee/shareholder can follow the steps as noted above.  A self employed personal can deduct up to Profit of the business. 

Want to learn more?  Watch my You Tube video on the topic https://youtu.be/LaVEQPjOX2M  

If you're looking for professional help with your taxes, feel free to schedule 15 minutes on my calendar at https://jablonskyandassociates.com/contact

 

Comments (1)

Bill Salvatore - East Valley
Arizona Elite Properties - Chandler, AZ
Realtor - 602-999-0952 / em: golfArizona@cox.net

Happy Friday. This is an excellent post with great information. Thanks for sharing it. Have a super fantastic weekend! Bill Salvatore with AEP

Oct 07, 2022 12:33 PM