So the appraisal came in short. Now what?

Mortgage and Lending with Liberty Home Mortgage Corporation Originator NMLS ID 120117

When the appraisal comes in short, everyone has 5 choices as to how to resolve the problem.

Watch this video to learn what those 5 choices are.

Subscribe to my YouTube page to see my other videos and feel free to share and comment also!!

I am a loan officer who lends in 45 states and I handle the loan from start-to-finish. My cell phone is 1-216-780-1103 and I can be reached at anytime for questions, Pre-Approvals or anything else needed.


Comments (5)

Richard Weeks
Dallas, TX
REALTOR®, Broker

Great information, thanks thanks for sharing.  I hope you have a great day.

Oct 25, 2022 03:35 AM
Khash Saghafi NMLS

Thank you Richard!!

Oct 25, 2022 05:50 PM
Grant Schneider
Performance Development Strategies - Armonk, NY
Your Coach Helping You Create Successful Outcomes

Good morning Khash - this is a problem for many but with prices coming more into line hopefully we won't see as many.

Oct 25, 2022 03:54 AM
Khash Saghafi NMLS

I agree Grant and thank you!!

Oct 25, 2022 05:50 PM
Kat Palmiotti
406-270-3667,, Broker/REALTOR® - Kalispell, MT
Helping your Montana dreams take root

I recently had a VA appraisal come in short, we sent comparables which didn't change the appraisal (the appraiser did a great job, no fault of his), and the buyer wound up covering the gap. So yes, VA buyers CAN pay for the shortage.

By the way, how many different band shirts do you have? :-)

Oct 25, 2022 05:34 AM
Khash Saghafi NMLS

@Kat, Thank you for the insight on the VA deal. Many agents think that "The VA" does not allow a buyer to cover appraisal shortages (which is incorrect).  In regards to my shirts, I never wore a band EVER, but then I got onto a roll at my Zoom Webinars and now I have an absolute ton. They have to be 80's bands (or John Denver or Kenny Rogers, lol).

Oct 25, 2022 05:52 PM
Kat Palmiotti

I never bought concert T-shirts, Khash Saghafi NMLS but if I did, I'd have Peter Frampton, Heart, Leonard Skynard, ZZ Top, Steve Ray Vaughan, Andrea Boccelli, Pink Floyd, Journey, Paul McCartney, Rod Stewart, Van Morrison, and a bunch of others. The 70s was my era!

Oct 25, 2022 05:58 PM
Khash Saghafi NMLS

Now those are some bands Kat Palmiotti!! Stevie Ray Vaughan and Double Trouble were incredible. You had other ones too, but I am a child of the 80's, lol.

Oct 26, 2022 03:07 PM
Charles Ross - (785)-819-6944
eXp Realty LLC Salina Group - Salina, KS
Love To Help People

Excellent video Information. Thank you for sharing. Have a wonderful day and a blessed week.

Mar 15, 2023 04:39 AM
Margaret Rome Baltimore 410-530-2400
HomeRome Realty 410-530-2400 - Pikesville, MD
Sell Your Home With Margaret Rome

Khash Saghafi NMLS  This is an excellent video of the five choices when an appraisal is below value.

Apr 09, 2023 07:34 PM