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How to Rock a Low House Appraisal Value!!!

Mortgage and Lending with US Bank NMLS: 22343

How to Rock a Low House Appraisal Value!!!


You found the perfect home...


And the seller accepted your offer...


And your mortgage application is underway...


Until your appraisal comes in low.  What now???


Never mind all the bad advice that swirls around this dilemma.  There are a handful of effective ways to deal with an appraisal value that comes in under your offer price, so if you find yourself in this stressful situation today, get in touch.  Or perhaps you're a Realtor or buyer looking to better understand all of the tactics and tips that you can use to negotiate a low appraisal in today's challenging real estate market.  If so, come as you are and let's learn how to rock a low appraisal value today. 



Smells like teen spirit,



Rob Spinosa
SVP of Mortgage Lending

Guaranteed Rate
NMLS: 22343 
Cell/Text: 415-367-5959 


Marin Office:  324 Sir Francis Drake Blvd., San Anselmo, CA  94960 

*The views and opinions expressed on this site about work-related matters are my own, have not been reviewed or approved by Guaranteed Rate and do not necessarily represent the views and opinions of Guaranteed Rate.  In no way do I commit Guaranteed Rate to any position on any matter or issue without the express prior written consent of Guaranteed Rate's Human Resources Department.

Lise Howe
Keller Williams Capital Properties - Washington, DC
Assoc. Broker in DC, MD, VA and attorney in DC

This is a great explainer for buyers! Love the wig lol

Oct 25, 2022 07:43 AM
Kristin Johnston - REALTOR®
RE/MAX Platinum - Waukesha, WI
Giving Back With Each Home Sold!

Great information.   Thanks for sharing and enjoy your day!

Oct 25, 2022 07:44 AM
Ray Henson
eXp Realty of California, Inc. (lic. #01878277) - Elk Grove, CA

The last time we had a low appraisal come in, we ordered a second one and it came in at value.  Both appraisers seemed to pick good comps, but each appraiser chose different comps.  It was surprising because the neighborhood was not all that big.

Oct 25, 2022 08:42 AM
Carol Williams
Although I'm retired, I love sharing my knowledge and learning from other real estate industry professionals. - Wenatchee, WA
Retired Agent / Broker / Prop. Mgr, Wenatchee, WA

Hi Rob,
I always enjoy your informative videos!

Oct 25, 2022 10:39 AM
Bill Salvatore - East Valley
Arizona Elite Properties - Chandler, AZ
Realtor - 602-999-0952 / em: golfArizona@cox.net

Enjoyed your blog page, and I added you as a friend. I would love the follow back. Bill

Oct 25, 2022 12:03 PM
Grant Schneider
Performance Development Strategies - Armonk, NY
Your Coach Helping You Create Successful Outcomes

Good morning Rob - this give the buyers a better understand as well as some options.

Oct 29, 2022 03:47 AM
Dorie Dillard Austin TX
Coldwell Banker Realty ~ 512.750.6899 - Austin, TX
NW Austin ~ Canyon Creek and Spicewood/Balcones

Good morning Rob Spinosa ,

Love the video! Buyers can easily understand the options they have. well done.

Nov 01, 2022 12:09 PM
Diana Dahlberg
1 Month Realty - Pleasant Prairie, WI
Real Estate in Kenosha, WI since 1994 262-308-3563

Really loved your video!  Buyers always win when they are informed ...

Nov 09, 2022 12:55 PM
Jan Green - Scottsdale, AZ
Value Added Service, 602-620-2699 - Scottsdale, AZ
HomeSmart Elite Group, REALTOR®, EcoBroker, GREEN

Great, well deserved featured post Rob!  Appraisals can be challenging.  I always teach my students best practices to gain value, but as they say, hearing that advice 5 times plus makes those skills a habit!

Nov 15, 2022 10:20 AM