Baltimore City Employee Homeownership Program

Real Estate Agent with Coldwell Banker Realty MD RE License 579412

Baltimore City Employee Homeownership Program

Do you work for the City of Baltimore or one of its agencies?  You could qualify for $5000 towards purchasing a home in Baltimore City.  

With the changing real estate market programs like these have become more acceptable to take advantage of while purchasing your home.   There are over 225 neighborhoods in Baltimore City to choose from and they do truly offer something for everyone.

If you qualify, you can use this grant in conjunction with one of the many other down payment assistance programs available for home buyers in Baltimore City.  

To get started you will need to complete homeownership counseling from an accredited agency and complete a program application.  You will also need to work with a loan officer with a financial institution that allows these types of programs, let me refer you to one.  

  • you must earn a homeownership counseling certificate before making an offer on your home.
  • you must contribute at least $1000 of your own money to your home purchase and this can be in the way of your appraisal fee and home inspection fee
  • you must live in this home as your primary residence
  • our mortgage amount cannot exceed the current FHA mortgage limit of $517,500
  • Fixed-rate mortgages only.  Co-signers, cash sales, and owner financing are not permitted.
  • No household income restrictions
  • Not limited to first-time homebuyers.

This is one of the only downpayment assistance programs that does not require the buyer to be a first-time homebuyer.  

I have sold hundreds of homes in Baltimore City and I am familiar with the downpayment programs.  Let me help you with your home purchase.




Posted by

Creating generational wealth, one home at a time. If you are thinking of buying a home,  did you know I can help you find a home for as little as $1000 of your own money?  Thinking about selling a home in  Maryland give me a call at 410-292-0100 or start your search here and I'll talk about the market conditions and what your home could be worth in today's marketplace if you are thinking of selling.  If you are considering buying a home, there is no better time than now to buy. The tax savings and wealth building alone are worth the plunge into today's market. Coldwell Banker and I are connected with some of the world's brightest and best real estate agents and can assist with your move here to Maryland or anywhere in the United States or abroad.  Ask me how.

During these trying times, Coldwell Banker and I are equipped with the latest technology to sell your home using Virtual Open Houses, Virtual showings, electronic signing, virtual inspection, and even online closings.   You can contact me through Snapchat, Duo, Skype, Google Chat, WhatsApp, text messaging, or simply by phone.  We take your and your family's health and safety very seriously.  

June Piper-Brandon ~ Associate Broker ~ MRP, AHWD, CDPE, ePro

Coldwell Banker

410-292-0100 - Direct   410-461-7600 Office

June Piper Brandon - Agent with Century 21 New Millennium

June Piper Brandon - Agent with Century 21 New Millennium

Comments (3)

Endre Barath, Jr.
Berkshire Hathaway HomeServices California Properties - Beverly Hills, CA
Realtor - Los Angeles Home Sales 310.486.1002

How interesting our tax dollars are helping Baltimore City employees to become home owners, Endre

Nov 25, 2022 10:30 PM
Dorie Dillard Austin TX
Coldwell Banker Realty ~ 512.750.6899 - Austin, TX
NW Austin ~ Canyon Creek and Spicewood/Balcones

Good morning June,

It's an interesting time with so much finger pointing going on about discrimination. Yet their are programs using tax payer money singled out for certain segments of our cities yet not offered to everyone in the city. Confusing.

Nov 26, 2022 05:37 AM
June Piper-Brandon
Coldwell Banker Realty - Columbia, MD
Creating Generational Wealth Through Homeownership

There are many programs available in Baltimore City to encourage people to purchase homes in the city.  Day before I focused on a program called Live Near Your Work, any employer within the city limits can participate and encourage their employees to live near their work.  I will continue to focus on other programs too that encourage buyers to remain or purchase homes in Baltimore City.  This is an effort to keep people in the city.  Since I have lived here over 100,000 people have left Baltimore City and many neighborhoods have vacant homes which reduces the tax base and causes urban decay.  

Nov 26, 2022 08:52 AM