5 Tips To Stretch Your Budget This Holiday Season

By
Real Estate Agent with Coldwell Banker Realty 179530

5 TIPS TO STRETCH YOUR BUDGET THIS HOLIDAY SEASON.

INFLATION DOES NOT NEED TO BREAK YOUR BANK!

 

The past few years have been a struggle for many of us. And this year, we’re all facing record-high prices on everything from food to gas to utilities.

But in difficult times, holiday cheer is more important than ever—and you don’t need to spend a lot of money to create it.  You don't need to break the bank to celebrate the holidays in style—even in this season of inflation. Prices may be higher on everything from food to gifts to decorations, but there are still opportunities to eke out extra savings and stretch your budget.

For tips on enjoying the holidays for less, check out our latest blog post → STRETCHING YOUR HOLIDAY BUDGET.

Read it for ideas on how to:

  • Save and get cash back on groceries
  • Prep your home for guests (without a big budget)
  • Slash your bills with simple home maintenance tasks
  • Track your expenses to give your holiday budget a boost

 

HOW TO STRETCH YOUR BUDGET THIS HOLIDAY SEASON: INFOGRAPHIC

Stretching Your Holiday Budget

Stretching A Holiday Budget

 

This information about how to stretch your holiday budget in this season of inflation is provided by Nina Hollander and Carolinas Realty Partners with Coldwell Banker  Realty. We are Greater Charlotte residential real estate experts and we've been opening doors for Charlotte area home buyers and sellers for 22+ years. 

 

We'd love to help you meet your financial goals now and in the year ahead. Whether you want to find lower-cost alternatives for home renovations, maintenance, or services, we're happy to provide our insights and referrals.

 

And if you’re saving up to buy a new home, we can help with that, too. This is the good time to buy or sell a Charlotte area home because only the most motivated homebuyers and sellers are active in the market right now. So reach out to schedule a free consultation. We can fill you in on some of the exciting programs and incentives we’re seeing that help make homeownership more affordable than many people think it is.

 

Let us show you why experience matters and how the right broker makes all the difference.

 

Great Homes In Charlotte

 

Posted by

 

 Nina Hollander, RE/MAX Broker, Realtor

 

 

 

Broker, Realtor, MBA, GRI, ABR, SRES, CDPE, SFR, SPS, CMRS
Carolinas Realty Partners with Coldwell Banker Realty
Direct: 704-779-0813
Website: www.GreatHomesInCharlotte.com
Blog: News You Can Use From The Greater Charlotte Area
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Disclaimer:  Nothing in this blog article is to be construed as legal advice, tax advice, or financial advice.  For legal advice see an attorney.   For tax advice or financial advice see a tax attorney, certified public accountant, or other qualified professional.

 

Comments (35)

Nina Hollander, Broker
Coldwell Banker Realty - Charlotte, NC
Your Greater Charlotte Realtor

Brian England hi Brian... I suspect that this year holiday budgets just won't stretch as far as they might have in past years. 

Dec 06, 2022 06:41 AM
Nina Hollander, Broker
Coldwell Banker Realty - Charlotte, NC
Your Greater Charlotte Realtor

Grant Schneider hi Grant... with few exceptions, I believe all Americans are now negatively impacted by the inflation of the past couple of years. I'm okay, but I do keep hearing stories about people who have to choose between food and gas. Hard to believe it's happening in America.

Dec 06, 2022 06:42 AM
Nina Hollander, Broker
Coldwell Banker Realty - Charlotte, NC
Your Greater Charlotte Realtor

Joan Cox don't I know it, Joan! It's a shock for everyone... but if it's just one or two in a family it's not like trying to feed a family with kids. I don't know how people are doing it.

Dec 06, 2022 06:43 AM
Joan Cox
House to Home, Inc. - Denver Real Estate - 720-231-6373 - Denver, CO
Denver Real Estate - Selling One Home at a Time

Laura has two kids, so a family of 4!  Cannot imagine her weekly grocery bill!

Dec 06, 2022 07:05 AM
Jeffrey DiMuria 321.223.6253 Waves Realty
Waves Realty - Melbourne, FL
Florida Space Coast Homes

I have a tip for all the people I saw at Starbucks yesterday...lay off the expensive sweets...it will save you a ton (was that a pun).

Dec 06, 2022 07:09 AM
Lawrence "Larry" & Sheila Agranoff. Cell: 631-805-4400
The Top Team @ Charles Rutenberg Realty 255 Executive Dr, Plainview NY 11803 - Plainview, NY
Long Island Condo and Home Specialists

Prices are outrageous Nina, so anyway a budget can be stretched is welcoming. These are great tips!

Dec 06, 2022 07:10 AM
Lise Howe
Keller Williams Capital Properties - Washington, DC
Assoc. Broker in DC, MD, VA and attorney in DC

Great idea for a post and useful tips! Especially during the holidays when there's pressure to purchase 

Dec 06, 2022 07:55 AM
Nina Hollander, Broker
Coldwell Banker Realty - Charlotte, NC
Your Greater Charlotte Realtor

Joan Cox hi Joan... I can totally understand the stories I hear about people having to choose between food and gas. It's insane.

Dec 06, 2022 08:24 AM
Nina Hollander, Broker
Coldwell Banker Realty - Charlotte, NC
Your Greater Charlotte Realtor

Jeffrey DiMuria 321.223.6253 Waves Realty hi Jeff... no argument from me. I've never understood how people justify those prices for coffee. (And not very good coffee at that!)

Dec 06, 2022 08:25 AM
Nina Hollander, Broker
Coldwell Banker Realty - Charlotte, NC
Your Greater Charlotte Realtor

Lawrence "Larry" & Sheila Agranoff. Cell: 631-805-4400 hi Sheila... I keep wondering how the "average" family is making it these days.

Dec 06, 2022 08:26 AM
Nina Hollander, Broker
Coldwell Banker Realty - Charlotte, NC
Your Greater Charlotte Realtor

Lise Howe hi Lise... I suspect that this will be a year when people end up scaling down their holiday purchases.

Dec 06, 2022 08:26 AM
George Souto
George Souto NMLS #65149 FHA, CHFA, VA Mortgages - Middletown, CT
Your Connecticut Mortgage Expert

Nina with the inflation we are in, many families are going to have to do a lot of stretching this year.

Dec 06, 2022 01:42 PM
Nina Hollander, Broker
Coldwell Banker Realty - Charlotte, NC
Your Greater Charlotte Realtor

George Souto hi George... you said a mouthful! At some point there's just not enough stretch.

Dec 06, 2022 02:09 PM
Kathy Streib
Cypress, TX
Home Stager/Redesign

Nina- I'm not sure how families are doing it. Our larger grocery chain has its own brand so we can usually find items and they keep prices down. However, when I saw how much eggs had gone up, my first thought was parents with children to feed. 

Dec 06, 2022 05:43 PM
Nina Hollander, Broker
Coldwell Banker Realty - Charlotte, NC
Your Greater Charlotte Realtor

Kathy Streib I'm always thinking the same thing, Kathy. A year ago I was buying eggs at just over $1. Today they are anywhere from $3.50-4.00/dozen depending where you shop.

Dec 07, 2022 04:33 AM
Bob "RealMan" Timm
Ward County Notary Services - Minot, ND
Owner of Ward Co Notary Services retired RE Broker

Great information Nina Hollander, Broker , who couldn't use a little help stretching their dollars these days?

Dec 12, 2022 06:35 AM
Nina Hollander, Broker
Coldwell Banker Realty - Charlotte, NC
Your Greater Charlotte Realtor

Bob "RealMan" Timm hi Bob... things are insane these days... people needing to make choices of whether to buy food or gas or food for kid versus food for pets. The food pantries seem to be running on empty. Makes you wonder how long this can last.

Dec 12, 2022 07:32 AM
Bob "RealMan" Timm
Ward County Notary Services - Minot, ND
Owner of Ward Co Notary Services retired RE Broker

Regretfully it is the same here Nina Hollander, Broker , the food pantries are really hurting. I am lucky that people have been very generous in supporting my Noodle Ministry for indigent prisoners'. I was able not only to be able to purchase enough noodles for this month but also a treat for Christmas... each indigent prisoner will also get a package of animal crackers for Christmas. It sounds ridiculous but they are so appreciative that someone cares it is like someone baked them a cake.

Dec 12, 2022 08:32 AM
Nina Hollander, Broker
Coldwell Banker Realty - Charlotte, NC
Your Greater Charlotte Realtor

Bob "RealMan" Timm at the end of the day, it's really heart-breaking. Hopefully you received the money I sent.

Dec 18, 2022 07:44 AM
Bob "RealMan" Timm
Ward County Notary Services - Minot, ND
Owner of Ward Co Notary Services retired RE Broker

Yes I did Nina Hollander, Broker and it was really welcomed and appreciated. Ever since I started the noodle ministry the jailers tell me it is the most popular program among the inmates. I purchased a little extra gift for them last week to be given out at Christmas. It's just each inmate will receive a package of animal crackers to go along with the noodles.

Dec 18, 2022 02:13 PM