We have all seen coverage of wildfires, tornadoes, hurricanes and other natural disasters. I have personally lived through several hurricane/flooding disasters.
The news coverage usually end up with homeowners asking, "Where do I start—everything is gone!"
Losing a home in a fire, flood, hurricane or earthquake maybe the most devastating experience a homeowner has to live through.
But you can make recovery easier by preparing an inventory beforehand.
Coming up with a list from memory of all your possessions after a loss is nearly impossible.
Collecting on all your losses is important but you need “back up." That is, you need proof that you have the covered items.
best way is to do an e-inventory using smartphone apps. There are several highly rated ones, such as Encircle, Itemtopia and NAIC Home Inventory.
Please note that compiling an inventory is most likely a multiday effort because you want a complete list of ever insurable item.
Take your time and get it right. Be sure to update the data regularly as many homeowners and renters are always adding to their household items.
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