How to Get a VA Home Loan

How to Get a VA Home Loan*

0:00 - Intro

0:06 - what is a VA loan

0:49 - first step - budget

1:33 - talk to a good VA lender and get a loan preapproval

2:23 - start looking at properties

2:32 - make sure the home is eligible for a VA loan

2:43 - single family or multi family home up to four units

2:52 - how to get a VA loan on condos and townhouses

3:15 - negotiate terms

3:19 - understand closing costs

3:29 - how to get the seller to pay some buyer costs on a va loan

3:34 - VA funding fee that gets sent to the VA to fund the program

3:49 - down payment can reduce the VA funding fee

3:56 - veterans with a disability rating over 10% get the VA funding fee waived

4:11 - change preapproval into a loan approval by providing needed documentation

4:47 - usual length of time to complete the purchase and get keys

Questions? Contact Frank:

Phone: (c) (951) 326-7330

Email: info@sand2sea.us

Website: www.SandtoSeaProperties.com 27247 Madison Ave, Ste 400 Temecula CA 92590

CA DRE #01799041, #01379810

Information is deemed reliable and not guaranteed.

*100% financing is based on a $500,000 loan at 4.875% with a 1% origination and $424.76 discount, 700 FICO, APR 5.238% on 1.14.2023.