$0 Down Payment Phoenix Metro Homes USDA Rural Financing UPDATED DAILY

Real Estate Agent with HomeSmart Real Estate BR632450000

Looking for a $0 Down Payment in the Phoenix Arizona Metro area? Well there are rural area homes through United States Department of Agriculture and their USDA Loans available through most lenders. There are Veterans Administration  VA loans that do offer $0 Down but for those of you that are not Veterans the USDA Loan is a great alternative. (photo: Michelle Bryant, Pixabay)

Here are ALWAYS UP TO DATE rural designated area $0 Down Payment USDA Loan Homes for Sale in the Phoenix metro on the MLS for the day that you are reading this.  As your Buyer's Realtor, I love to track the $0 Down Payment USDA eligible single family detached homes for sale in the Phoenix Arizona metro area for my clients because I think they are great for those are ready to buy a home but do not have money for a down payment. These Homes are for you!

UPDATED DAILY $0 Down Payment Rural USDA Loan Eligible Homes For Sale in the Phoenix Arizona Metro on the MLS

Click "Sort" and view in price order lowest to highest and ALWAYS UP TO DATE Phoenix Metro USDA Loan Eligible Homes on the MLS for a FULL PAGE view with pictures, prices and also to get your personal FREE ARIZONA MLS SEARCH PORTAL provided by me, your Buyer's Realtor. Call/Text me at 480-242-6500 if you are interested in seeing a home.


$0 Down Payment USDA Loans

The USDA Rural Housing Guaranteed Loan Program assists approved lenders in providing low- and moderate-income households the opportunity to own with Zero Dollars down an adequate, modest, decent, safe and sanitary dwellings as their primary residence in eligible rural areas. Areas are limited by the USDA and you can check for property eligibility here. Learn more about $0 Down Payment and Low Down Payment and Down Payment Assistance programs for Home Buyers here.


I focus on these $0 Down Payment homes eligible for USDA Loans and love to track them on the home search link I have provided because because my clients ask for them so often. The perimeter cities in the Phoenix metro like Buckeye and Queen Creek as well as into Pinal County (Coolidge and Florence) tend to have more of these rural area homes. Always check with your lender as areas that are rural designation eligible can change.

Meet Jeff Masich, REALTOR® when looking to buy or sell a home in the Phoenix Arizona metro 

Contact Jeff Masich, REALTOR® to get started and call/text 480-242-6500

Not needing a $0 Down Payment loan? For, the largest metro area in the state, here are all single family all detached homes for sale in the Phoenix Arizona MLS.

If you are looking to move to Phoenix including Scottsdale or other areas of Arizona to buy a home in Arizona or sell a home in Arizona, contact Jeff Masich, Associate Broker and REALTOR®. I would be pleased to help you and look out for your best interests while finding you the right home at the right price!

MLS Circle Driveway homes Phoenix metro

 Press FREE MLS Search to search for Arizona Homes and Land for sale with a focus in Central Arizona or for more information at www.ArizonaHomesLand.com . Separately, if you wish to focus on other areas of Arizona including Tucson, Colorado River, Flagstaff, Show Low and Mogollon Rim cities check AZHomesLand

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Jeff Masich


Scottsdale including Phoenix, Tucson and Prescott metros and throughout Arizona

Buy/Sell with Arizona Homes and Land Group. Ask me, Group Leader about Metro Homes or Ranches and Large Acreage properties throughout the state.

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Comments (4)

Laura Cerrano
Feng Shui Manhattan Long Island - Locust Valley, NY
Certified Feng Shui Expert, Speaker & Researcher

Phoenix has a lot to offer with or without marketing, just in my opinion. This is pretty interesting stuff in some aspects

Jan 28, 2023 11:32 PM
Wayne Martin
Wayne M Martin - Chicago, IL
Real Estate Broker - Retired

Good morning Jeff. Where there is a will there is a way. Many just don't know it is out there. Enjoy your day.

Jan 29, 2023 05:17 AM
Jeff Masich-Scottsdale AZ Associate Broker,MBA,GRI
HomeSmart Real Estate - Scottsdale, AZ
Arizona Homes and Land Group/ Buy or Sell

Thanks Wayne Martin $0 Down payments can help many young first time home owners buy their first home. Jeff

Jan 29, 2023 02:38 PM
Jeff Masich-Scottsdale AZ Associate Broker,MBA,GRI
HomeSmart Real Estate - Scottsdale, AZ
Arizona Homes and Land Group/ Buy or Sell

The Phoenix metro is large in land mass with city and rural living combined Laura Cerrano 

Jan 29, 2023 02:39 PM