Do I get earnest money back if my mortgage falls through on closing day?

Q: "Do I get earnest money back if my mortgage falls through on closing day?"

A: It depends! First of all, get it in writing. Your contract will decide whether or not you get your money back.

In most cases, you can expect your earnest money back if there are issues with the home inspection, appraisal, title, or mortgage. But if you don't meet the datelines (or change your mind),  you might not!

Stay tuned for more Q&A on all your real estate questions.