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How to Rock a Personal Loan!!!

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Mortgage and Lending with US Bank NMLS: 22343

How to Rock a Personal Loan!!!

  

Since I've been a mortgage lender my entire professional career, the idea of borrowing a few dollars without having to undergo the home loan process intuitively strikes me as strange.  But, there are some situations for which a personal loan --- that is, one that is not secured by the collateral of your home --- can be a great fit:

 

  • Need to consolidate high-interest rate credit cards?
  • Need to do a minor remodeling project around your home?
  • Need to eliminate, once and for all, a pesky medical bill?
  • Need to make a major expense and don't want to entirely deplete your savings?
  • Or, perhaps, want to get your home painted and cleaned up and ready for sale, so that you can get top dollar?

 

 

Need the miracle of a few, quick bucks but don't have your own personal Jesus to perform that miracle?  Don't want to give up your great low, mortgage rate on your home through a cash-out refinance and don't want to add an adjustable rate HELOC either?  Give us a call or click on this link and let's see if our no-fee personal loan is a match made in heaven!!!

Reach out and touch me, 

 

 

Rob Spinosa
SVP of Mortgage Lending

Guaranteed Rate
NMLS: 22343 
Cell/Text: 415-367-5959 
rob.spinosa@rate.com

 

Marin Office:  324 Sir Francis Drake Blvd., San Anselmo, CA  94960 

*The views and opinions expressed on this site about work-related matters are my own, have not been reviewed or approved by Guaranteed Rate and do not necessarily represent the views and opinions of Guaranteed Rate.  In no way do I commit Guaranteed Rate to any position on any matter or issue without the express prior written consent of Guaranteed Rate's Human Resources Department.

Show All Comments Sort:
Ray Henson
Retired - Goodyear, AZ
Retired Real Estate Agent

Your video was very well done.  I have subscribed and will be looking forward to seeing more. 

Also, congratulations on being an Ironman!

Feb 23, 2023 08:47 AM
Rob Spinosa

Thank you, all the way around, Ray Henson

Feb 24, 2023 07:45 AM
Michael J. Perry
Fathom Realty - Lancaster, PA
Lancaster, PA Relo Specialist

I’ve had a small unsecured Credit line since 1988. It originally covered 4 months overhead 

Feb 26, 2023 12:37 PM
Debe Maxwell, CRS
Savvy + Company (704) 491-3310 - Charlotte, NC
The RIGHT CHARLOTTE REALTOR!

Oh, that is so creative, Rob - I love it. I came here as a result of Ray Henson's post and also joined your list of fans by subscribing!

Mar 12, 2023 02:19 PM
Charles Ross - eXp Realty LLC
eXp Realty LLC Salina Group - Salina, KS
Love To Help People

Excellent video Information. Thank you for sharing. Have a wonderful day and a blessed weekend.

Mar 31, 2023 05:22 AM