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Senate Bill 2135

Mortgage and Lending with National Credit Fixers - Matt Listro

Let me start with some background. One of the main backers behind this prosed legislation is Working Credit NFP. I had the displeasure of speaking with them last summer in DC. I was told in no uncertain terms that their goal is to eliminate credit repair nationally.  When they spoke on stage they asked the audience to connect with them if they personally knew local state Senators and Congressman from their individual states who they could work with to enact similar legislation that is proposed in this bill.

Out of the 3.4 million complaints the CFPB received last year, only 43 were Illinois residents regarding credit repair; ONLY 43! Why try to fix a problem that does not exist??

I have known Senate Bill (SB) 2135 was coming in Illinois.  When the bill was introduced I was actually pleasantly surprised that the bill was soooo bad because I thought it made it more likely the bill would not find support and pass into law. Fast forward to today . . . the bill is finding traction as it passed committee 6-2 and in the last week has added 4 new sponsors!

My point is please don't ignore this as it may be your state next!

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