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Time for a fresh start for spring.

Real Estate Broker/Owner with Hamm Homes

March 23, 2023 11:12 AM

Spring is the time for a fresh start. If that means buying a new home, your credit score is one of the most important numbers to watch. A good credit score only gives you a better chance of getting approved for the home you want. So before you start your home search, here are a few reminders you can do to give your credit score a boost.

Repair Any Credit Bumps

Before buying a home, you must know your credit score and fix any credit issues.

Don't Be Late

This is one of the easiest things you can do to help your credit boost. Make all of your payments on time. Avoid any late payments on your bills.

Don't Add To Your Credit

You shouldn't take out new credit if you're getting ready to buy a home. Instead, hold off on big purchases until after you close on your new home.

Use Credit Tools That Help

There are many tools out there that can help you track and help you boost your credit score. Credit Karma and Credit Sesame are a couple of examples.

If you're moving this spring or summer, give your credit a boost. Good credit means a better interest rate and lower payments on the house you want. If you have questions about the mortgage process or are ready to begin your mortgage approval process, I’m here for you. Reply to this email or call me to set up a time to meet.