What Kind of Insurance Do You Need When You Buy a Home?

Mortgage and Lending with US Bank NMLS: 22343

What Kind of Insurance Do You Need When You Buy a Home?


Walls shakin'?


Earth quakin'?


Hurricane comin'?


Flood waters risin'?


Forest fires burnin'?


If you own a home and you have a mortgage, homeowner's insurance will be a fact of life.  But in this short video, we cover what kinds of coverage you're required to take when you buy a home, as well as some of the other types of policies that exist and where and when they may be required.


Sure, your lender is not an insurance professional, but together with your carrier of choice we can help you make sure that your risks are covered.


Back in black!



Rob Spinosa
SVP of Mortgage Lending

Guaranteed Rate
NMLS: 22343 
Cell/Text: 415-367-5959 


Marin Office:  324 Sir Francis Drake Blvd., San Anselmo, CA  94960 

*The views and opinions expressed on this site about work-related matters are my own, have not been reviewed or approved by Guaranteed Rate and do not necessarily represent the views and opinions of Guaranteed Rate.  In no way do I commit Guaranteed Rate to any position on any matter or issue without the express prior written consent of Guaranteed Rate's Human Resources Department.

Comments (3)

John Pusa
Berkshire Hathaway Home Services Crest - Glendale, CA
Your All Time Realtor With Exceptional Service

Hello Rob Spinosa very good helpful report for what kins of insurance you need when buying a home.

Mar 30, 2023 04:29 PM
Patricia Feager, MBA, CRS, GRI,MRP
Selling Homes Changing Lives

Rob Spinosa - I recently shopped for home insurance for renewal. Nobody explained it better than you. 

Mar 30, 2023 05:52 PM
Charles Ross - (785)-819-6944
eXp Realty LLC Salina Group - Salina, KS
Love To Help People

Excellent Information. Thank you for sharing. Have a wonderful day and a blessed weekend.

Mar 31, 2023 04:59 AM