Why Become A First Time Buyer in 2023?

By
Real Estate Agent with Scott Schulte LLC

Buying your first home is a significant milestone in your life, with many great benefits. Here are a few reasons why buying your first home is such a significant investment:

1. Pride of Ownership: Owning a home provides a sense of pride and accomplishment that can't be matched. You can personalize your living space, decorate it according to your preferences, and make it truly your own.

2. Building Equity: Unlike renting, when you buy a home, you're building equity with each mortgage payment. Over time, the value of your home is likely to appreciate, which means you could make a profit when you sell it in the future.

3. Tax Benefits: Homeownership has several tax benefits, such as mortgage interest and tax deductions. These tax savings can help reduce your overall tax burden and give you more money to spend on other things.

4. Stability: When you own a home, you have more stability and control over your living situation. You don't have to worry about rent increases or having to move out if your landlord decides

When I was in my mid-twenties, I decided it was time to take the leap and invest in my first home. After months of searching, I found the perfect house in North Phoenix. It was a beautiful three-bedroom, two-bathroom house with a two-car garage and a sparkling pool in the backyard. I knew right away that it was the one for me.

First Time Home Buyer in 2024

The house had everything I needed, but the garage was especially important. I had always been a car enthusiast and needed a safe and secure place to store my prized possession. The garage was spacious and clean, with plenty of room for my car and all my tools and equipment.

As I settled into my new home, I quickly fell in love with the neighborhood. It was quiet and peaceful, with friendly neighbors who welcomed me with open arms. I spent many afternoons lounging by the pool, soaking up the sun and enjoying the beautiful Arizona weather.

While I loved living in my first home, I knew it would be a challenge to keep up with the mortgage payments and other expenses. I decided to take on two roommates to help me financially. It was a bit of a risk since I had never lived with roommates before, but I knew it was the best decision for me and my home.

Fortunately, finding roommates was relatively easy. I posted an ad online and was quickly inundated with responses. After screening several candidates, I found two roommates who were a perfect fit. They were both responsible, respectful, and easy to get along with.

Having roommates helped me financially and made my home feel more alive. We shared meals, watched movies, and enjoyed each other's company. It was a great way to build friendships and create a sense of community.

Of course, living with roommates also had its challenges. We had to navigate different schedules, personalities, and lifestyles. But overall, it was a positive experience that helped me keep my first home.

Comments (7)

Sheri Sperry - MCNE®
Coldwell Banker Realty - Sedona, AZ
(928) 274-7355 ~ YOUR Solutions REALTOR®

Hi Scott,

Owning your own home has so many positive advantages.  I am sure you are glad you did it! Congratulations!

Apr 03, 2023 05:06 PM
Scott Schulte

Sheri Sperry - MCNE® Thanks, that was a fun home. I believe we have moved to Surprise and are in our 2nd home since 2003. 

Apr 03, 2023 05:39 PM
Endre Barath, Jr.
Berkshire Hathaway HomeServices California Properties - Beverly Hills, CA
Realtor - Los Angeles Home Sales 310.486.1002

Scott great post and I am of the same opinion Home Ownership is the way to go... Endre

Apr 03, 2023 09:32 PM
Michael Jacobs
Pasadena, CA
Los Angeles Pasadena 818.516.4393

Hello Scott - while not always easy, making the transition from renting to home ownership can make a significant difference.  And maybe that should be known as a $ignificant one that can potentially increa$e.  

Apr 04, 2023 06:08 AM
Joan Cox
House to Home, Inc. - Denver Real Estate - 720-231-6373 - Denver, CO
Denver Real Estate - Selling One Home at a Time

Scott, you have identified so many very valid points why renters should become buyers!

Apr 04, 2023 08:02 AM
Kathy Streib
Cypress, TX
Home Stager/Redesign

Hi Scott- thank you for participating in this month's challenge!!!  I have several friends who got roommates when they purchased their first home!  It's a good way to help with expenses and if you get along, have people to hang out with. 

Apr 04, 2023 06:40 PM
Scott Schulte

Great way to help with expenses.  I worked so much at that time, it didn't matter. 

Apr 05, 2023 05:04 AM
Carol Williams
Although I'm retired, I love sharing my knowledge and learning from other real estate industry professionals. - Wenatchee, WA
Retired Agent / Broker / Prop. Mgr, Wenatchee, WA

Hi Scott,
I love that you took in roommates to help out financially. I had a roommate in my first home too. It definitely helped financially.

Apr 06, 2023 03:34 AM
Ed (Edward) Silva, 203-206-0754
Mapleridge Realty, CT 203-206-0754 - Waterbury, CT
Central CT Real Estate Broker Serving all equally

Having help to pay the mortgage is not unusual as most owners of multi-families have done for years. Roommates takes it in a different direction

Apr 10, 2023 07:08 AM