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What you can do for your client...

By
Mortgage and Lending with Gateway Funding

It is no secret that it is becoming increasingly more difficult to qualify clients for mortgages. Whether you are a Realtor or a Loan Officer, the best thing you can do for your client is "explain" to your client what they need to do in order to qualify. First and foremost, clients need too be told how their credit history works in the mortgage process. The best thing your client can do is keep their debts down during the home shopping process. More often then not, clients are unaware of how their spending can affect them.

Another service that willl make the purchase transaction go more smoothly is to ask your client if they have reviewed their credit report for inaccurate imformation. If they have inaccurate negative information reported on their credit, they should contact the credit bureau's or creditors to have it removed which will in turn increase their credit score.

 

 

Comments (3)

Tony Donato
1st Metropolitan Mortgage - Manasquan, NJ

Pamela,

     Can you please post some information on a company that consumers can reach out to for help with thier credit repair needs?

Jul 07, 2008 09:48 AM
Pamela Arkins
Gateway Funding - Toms River, NJ

Tony,

Absolutely! I have referred most of my clients to CREDIT ENHANCEMENT SPECIALISTS located at:

3836 Richmond Avenue

Staten Island, NY 10312

Office #: 718- 317- 7112

E-mail: www.CesExpress.com

Jul 19, 2008 03:20 AM
Fred Griffin Florida Real Estate
Fred Griffin Real Estate - Tallahassee, FL
Licensed Florida Real Estate Broker

We invite you back to ActiveRain in 2017.

  Much has changed since your last blog post.

  Best to you!

Jun 18, 2017 06:52 PM